PIP assessment tomorrow, how to prove am terrible with budgeting?

kingfisherblue

Thomas_The_Tank_Top wrote: »

So what is stopping him using a debit card? They even come with contactless - no money to count, or receive.

Well, let's see. First of all, he would not know whether he was being charged too much - he doesn't understand figures and cannot read them properly. He wouldn't have a clue if someone charged him £20 for a sandwich.

Then, of course, there's the fact that he would have to only go in shops that take cards, so local shops such as the village shop would be inaccessible to him. His learning disability means that he wouldn't understand why he could use a card in one shop but not in all shops. Nor could he understand minimum spends, as some shops have a minimum card spend of £5 or £10.

He couldn't work out whether there is enough money in his account to pay for things. Just suppose he went from one shop to another and bought what he wanted to - assuming I kept a small amount in his account for his spending, it could potentially run out very quickly.

Then there is his vulnerability - others could take advantage of him. He likes to please people and doesn't realise that there are some who might get him to buy them things just because they can - he would think that they were friends, and he likes to give people things. Not having enough money means absolutely nothing to him - he just wouldn't know.

Finally, my son has been assessed by the DWP as being incapable of dealing with his own money, due to his severe mental impairment. I am his appointee, and part of my role is to ensure that his financial matters are dealt with properly - ensuring not only the safety of his money, but presumably his own safety if he deals with money himself as well.

As it happens, my son's learning disability is so severe that he is never left alone. He cannot find his way to my mum's house in the next street. He is also a wheelchair user and cannot self propel, so needs someone to push him when we are out.

To give a comparison, a four year old is likely to deal with money better than my son. Would you let a four year old have a debit card?

dee100

Alice_Holt wrote: »

Those two activities on their own would be very unlikely to get you the required 8 points for a DL PIP award.
Needing social support for engagement with others (having someone with you) is 4 points.
Needing assistance to manage budgets (and not overspend due to poor mental health) would get you 2 points.
So, a total of 6. Two points short of an award.

It was good that the assessor didn't limit the discussion and asked you about the other descriptors. For someone with GAD, the other descriptor(s) that could often apply would be preparing a meal and taking nutrition reliably - this is because anxiety can usually affect appetite and people may not eat to an acceptable standard without prompting.

magnifier 2 pts
hearing aids 2 pts
difficulties with people 4pts
total 8pts
I may get extra points from the stress of so many physical ailments with GAD, SAD and Dysthymia.
To accuse me of being manipulative because they did not properly explain budgeting criteria is wrong. You all obviously knew what i didn't. I am still looking for someone to teach me how to budget more wisely.
The "wording" was my own wording.
God help you all,
Thanks Alice
I will go to tribunal to ensure I get 4 pts for people issues ie
GET WHAT I AM ENTITLED TO

dee100

Alice_Holt wrote: »

Those two activities on their own would be very unlikely to get you the required 8 points for a DL PIP award.
Needing social support for engagement with others (having someone with you) is 4 points.
Needing assistance to manage budgets (and not overspend due to poor mental health) would get you 2 points.
So, a total of 6. Two points short of an award.

It was good that the assessor didn't limit the discussion and asked you about the other descriptors. For someone with GAD, the other descriptor(s) that could often apply would be preparing a meal and taking nutrition reliably - this is because anxiety can usually affect appetite and people may not eat to an acceptable standard without prompting.

magnifier 2 pts
hearing aids 2 pts
difficulties with people 4pts
total 8pts
I may get extra points from the stress of so many physical ailments with GAD, SAD, OCD, and Dysthymia.
To accuse me of being manipulative because they did not properly explain budgeting criteria is wrong. You all obviously knew what i didn't. I am still looking for someone to teach me how to budget more wisely.
The "wording" was my own wording.
God help you all,
Thanks Alice
I will go to tribunal to ensure I get 4 pts for people issues ie
GET WHAT I AM ENTITLED TO

bspm

dee100 wrote: »

magnifier 2 pts
hearing aids 2 pts
difficulties with people 4pts
total 8pts
I may get extra points from the stress of so many physical ailments with GAD, SAD, OCD, and Dysthymia.
To accuse me of being manipulative because they did not properly explain budgeting criteria is wrong. You all obviously knew what i didn't. I am still looking for someone to teach me how to budget more wisely.
The "wording" was my own wording.
God help you all,
Thanks Alice
I will go to tribunal to ensure I get 4 pts for people issues ie
GET WHAT I AM ENTITLED TO

Are you typing in CAPITALS because you need a magnifying glass to read or is it because you are hard of hearing?

No one is saying you are not entitled to a benefit if you need it. Most posters have replied regarding your main question regarding achieving points for managing budgeting decisions, from how you described your budgeting problems it led most of us to see no budgeting problems but simply overspending.

Just because most people on here have given you an opinion on achieving points for this descriptor, ( your question) which goes against what you think you should get you are coming across as quite belligerent.

If it is found that you truly need an award then I wish you well, and on that note I am out of your thread.

_CC_

dee100 wrote: »

magnifier 2 pts

I may be missing something about a specific disability you have, but having a vision issue that can be rectified with the correct prescription glasses wouldn't constitute the need for an aid or appliance.

dee100 wrote: »

hearing aids 2 pts

If they're prescribed.

dee100 wrote: »

difficulties with people 4pts

Did you go into the interview with another person who helped explain the issues you face? If not, you'll find it difficult to argue that you need 'social support'. What evidence do you have that someone actively intervenes with most of your social interactions? This descriptor would fit someone with a condition like autism, where they require active support. Someone with anxiety is much more likely to score the 2 points, or 8 points if the condition is severe. If you went into the interview alone, answered the questions and even kicked up a fuss at the end, then I really cannot see you scoring above 2 points for the activity, and TBH may even score zero.

dee100

In retrospect, Alice could be right. You have all misled me, accept Alice, as you are not Psychiatrists. Only a psychiatrist is qualified to judge. If my psychiatrist decides my budget issues have a mental health basis she will put that in a letter to the judge at tribunal....
if that happens it will be 10 points plus extra as stated will probably be 12-14 pts in 6 months at tribunal...you will be very disappointed when I post here in 6 months.
Yes, I regret not maintaining eye contact with assessor but is that past cannot be changed
am not looking at this thread again till tribunal
Thank you Alice Holt
in Jesus' name

bspm

dee100 wrote: »

In retrospect, Alice could be right. You have all misled me, accept Alice, as you are not Psychiatrists. Only a psychiatrist is qualified to judge. If my psychiatrist decides my budget issues have a mental health basis she will put that in a letter to the judge at tribunal....
if that happens it will be 10 points plus extra as stated will probably be 12-14 pts in 6 months at tribunal...you will be very disappointed when I post here in 6 months.
Yes, I regret not maintaining eye contact with assessor but is that past cannot be changed
am not looking at this thread again till tribunal
Thank you Alice Holt
in Jesus' name

Had to point out the wrong use of accept when it should have been except.

After all you did correct poppy on her post.

Like I said belligerent...definitely out now.

dee100

The Independent
DWP spends £39m defending decisions to strip benefits from sick and disabled people
Exclusive: Government appeal process condemned as ‘traumatic’ and a ‘waste of time and money’
• Daniel Kraemer and Harriet Agerholm
• Monday 28 August 2017 21:31 BST
• 492 comments
• Ministers have spent almost £40m in an “appalling” attempt to stop sick and disabled people receiving the financial help they are entitled to, The Independent can reveal.
• Freedom of Information requests have exposed how taxpayers’ money has been spent on futile legal battles to prevent vulnerable people receiving help.
• The hit to the public purse could also be far higher than the new data suggests because it is still unclear how much more the state spends running courts where sanctions are challenged.
• The vast majority of appeals were lost by the Government last year, making the expense appear unnecessary. Early indications now show the problem is becoming even worse in 2017, with a 77 per cent rise in money spent trying to stop people from getting Employment and Support Allowance (ESA) payments.
• Critics claim the situation has arisen because fitness to work assessments are deeply flawed, leading to incorrect decisions which need to be fought.
• Senior Labour MP Frank Field, who worked as David Cameron’s poverty tsar, said: “What’s appalling is that the [Government] is prepared to spend £39m of taxpayers’ money against people who are desperately fighting off destitution.”

bspm

dee100 wrote: »

In retrospect, Alice could be right. You have all misled me, accept Alice, as you are not Psychiatrists. Only a psychiatrist is qualified to judge. If my psychiatrist decides my budget issues have a mental health basis she will put that in a letter to the judge at tribunal....
if that happens it will be 10 points plus extra as stated will probably be 12-14 pts in 6 months at tribunal...you will be very disappointed when I post here in 6 months.
Yes, I regret not maintaining eye contact with assessor but is that past cannot be changed
am not looking at this thread again till tribunal
Thank you Alice Holt
in Jesus' name

You like us really,it is quite addictive on this forum.

:rotfl::j

bigbulldog

dee100 wrote: »

magnifier 2 pts
hearing aids 2 pts
difficulties with people 4pts
total 8pts
I may get extra points from the stress of so many physical ailments with GAD, SAD and Dysthymia.
To accuse me of being manipulative because they did not properly explain budgeting criteria is wrong. You all obviously knew what i didn't. I am still looking for someone to teach me how to budget more wisely.
The "wording" was my own wording.
God help you all,
Thanks Alice
I will go to tribunal to ensure I get 4 pts for people issues ie
GET WHAT I AM ENTITLED TO

As you keep banging on that your entitled to PIP in regards to budgeting your money you are so wrong it's called common sense and asking for help or shall we all let our bank accounts go in the red to claim benefits like yourself.

The way you post on here seems like your just blagging your situation to try get something you are NOT entitled to.