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Finally Debt Free After 34 Years, But Still Need to Live Frugally
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Sure DS2 will enjoy his travelsI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
He was in a very good mood before he went so I'm sure he will enjoy it Beanie
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Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Evening HHD
Glad to hear DS got off OK. Where's he heading to first? Are you expecting to hear from him tonight or will it be a day or two before he gets in touch. xx
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Thanks TF2
. DS2 has arrived in Portugal where he'll be spending a few days. We always hear from him every day as he knows we'll worry if we don't, but also he understands that it's a safety precaution. He is actually quite sensible
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Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Great that you've already heard from him. I actually think they're all more sensible than we give them credit for. I'm convinced they act otherwise just so we do things for them :rotfl: xx0
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HairyHandofDartmoor wrote: »Well DS2 is off on his travels. We've prepared him as much as we can, so now we'll just trust his common sense to keep himself safe. He's quite an experienced traveller now which helps.
We went and voted together first thing, me, DH and DS2 (DS1 was still in the land of nod). Then I went to work and had a good time there.
Both exciting and concerning in equal measure. No good telling you not to worry - you're a Mum, of course you'll worry, but at least he is pretty experienced by now. I hope that might mean you worry a little less.
More storage boxes augurs well for your continued de-cluttering. I have put 2 bags out for the charity collection this evening, in your honour !!!!
I wanted to vote, but I didn't want to (hobble) go and vote, so I chose, for the 1st time ever, to let myself off. Of course I SHOULD have sorted out a postal or proxy vote and it had just never occurred to me - mea culpa !
Both DD's, DSIL & DGS will be here over the coming weekend
One night DD1 & DSIL are cooking, and the other we are ordering in from an Indian restaurant. So I don't have to cook the main meals.0 -
elizabethhull wrote: »
I wanted to vote, but I didn't want to (hobble) go and vote, so I chose, for the 1st time ever, to let myself off. Of course I SHOULD have sorted out a postal or proxy vote and it had just never occurred to me - mea culpa !
I've got a postal vote because I found it really difficult to walk to the polling station due to arthritis. You can apply for them any time I think so no need to wait for an election to be called and I'm no psychic but I'm sure there could be more elections coming up soon0 -
Yes, I just missed the cut off for the postal voting this time but have applied for going forwardI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I feel really sorry for those of you with mobility issues especially after an active life. It must be really hard to cope but you all seem to be doing admirably:A
If/when the time comes that I'm unable to physically get to the polling station or if I was going to be away on holiday when an election is planned I'd apply for a postal vote, otherwise I'll keep on going in person. Whenever I've been a Polling Clerk (as this time) I've always been assigned a Polling Station that isn't the one I'm registered to vote at:( and as we have to be there by 6.30 to set things up I register for a Proxy vote. DH votes on my behalf as he too enjoys the actual voting in person process. What a couple of voting nerds we are:rotfl:. The actual process of going into the booth and placing a cross with the stubby pencils they provide is so satisfying somehow. So long as we carry on living in this house I have no excuse for not going as the polling station is in the village hall which is literally separated from our house by one bungalow:j. I always mean to measure the actual distance (I must be weird or something but I like to know things:rotfl:) but always forget:o.
Glad your son has safely arrived at his first destination, HH:T. As you say, you've taught him to be careful and he's very thoughtful by keeping in touch regularly. I know you'll miss him but try to relax now and let things take their own course until he returns. Enjoy your course and lunchtime job:beer:0 -
Happy Friday & happy holidays to comeI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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