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Finally Debt Free After 34 Years, But Still Need to Live Frugally
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I wouldn't be surprised Pauline, I've still got about sixteen to go through :eek::rotfl:. DS2 does throw away the oddest things. He chucked out two complete sets of Next bedding once because he said they were mouldy :eek:. But they were just dirty so I washed them :rotfl:.
DH does get going when the going gets tough, we make a good team.
You should definitely start a diary Pauline, I'd subscribe to it.
It's about 10 degrees here and we don't even have the heating on yet, so I'm expecting it to be colder further north :eek:.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Oh for goodness sake, haven't you done the bags yet? I am joking by the way.
My other half is a boarder and absolutely hates to lose anything from the house. I got caught out, surreptitiously removing items that I thought he would not miss. Unfortunately he noticed I had removed a Mickey Mouse glass which he noticed within an hour ..Unfortunately when I went to the charity shop to reclaim it, they had managed to break it whilst sorting the box...... he still hasn't forgotten four years on.
When we need to, we work exceptionally well together but when we have too much time, we can annoy each other.
Off for a short walk, go me!
P
XDon't get it perfect - Get it goingBetter Than Before0 -
Hope you have a lovely weekend HH x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0
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WRAG is the work related activity group.
Glad that today went ok for your DS :jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hairy enjoy the wedding , sounds like you will all look dapper.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
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117pauline wrote: »Oh for goodness sake, haven't you done the bags yet? I am joking by the way.
My other half is a boarder and absolutely hates to lose anything from the house. I got caught out, surreptitiously removing items that I thought he would not miss. Unfortunately he noticed I had removed a Mickey Mouse glass which he noticed within an hour ..Unfortunately when I went to the charity shop to reclaim it, they had managed to break it whilst sorting the box...... he still hasn't forgotten four years on.
When we need to, we work exceptionally well together but when we have too much time, we can annoy each other.
Off for a short walk, go me!
P
X
You need to hide it for a month Pauline, then if he doesn't notice it can go to the charity shop. If he asks after it any time in the future say it's in a cupboard somewhere and he can look for it if he wants. Trust me, he will be too lazy to look. That's what I do anyway.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
WRAG is the work related activity group.
Glad that today went ok for your DS :j
He must be in that one then. Thanks beanie.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
WannabeFree wrote: »Hope you have a lovely weekend HH xCumbria_lass wrote: »Hairy enjoy the wedding , sounds like you will all look dapper.
Thanks Wannabe and Cumbria.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
I didn't sleep very well last night as I had a lot on my mind
.
My dad rang and invited us to their Silver Wedding party but said that grandchildren were not invited, he then said that the grandchildren that lived nearby were invited, but not the ones who lived further away (like ours). In other words all my step mum's grandchildren are invited, but my dad's grandchildren are not invited.
DH and I felt offended, but perhaps we're being oversensitive. It's a long drive but I feel we ought to go as they're not getting any younger, however it would have been nice to have taken the DC too. I just feel it's not nice to exclude people. They're having it in a relative's garden so it wouldn't be expensive per head.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Anyway I mustn't brood over silly mattters.
I did over 10, 000 steps yesterday and I didn't leave the house, I've never done that before. We're almost packed, just the last minute things and sandwiches to make.
Then tonight we will be in a comfortable hotel room, so hopefully we'll sleep better. I haven't slept in a hotel for six years so that will be a novelty
Have a good Friday everyone.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0
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