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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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Comments

  • XSpender
    XSpender Posts: 3,811 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi HHoD

    I have spent the last couple of days reading your diary. Congratulations on becoming debt free, are you still buzzing? I've been there once and hope to back there again in a couple more years.

    I hope your BIL is recovering well.

    Have a lovely time at the wedding.
    Save £10,500 - £2673.77 - 25.5%
    Pay off £7000 - £1743 - 19.4%
    Make £2021 extra income - £99.75
  • Dorastar
    Dorastar Posts: 2,175 Forumite
    Part of the Furniture 1,000 Posts
    Hope the travel and the wedding are fabulous. Hoping PA picks up too, not managed much debt busting recently and surveys have been very slow.
    Mortgage £119,533 going down slowly
    Emergency fund £1000/£1000
    Savings for big things £9017
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Morning :D

    Hope you have a good day x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    HairyHandofDartmoor wrote: »
    I'm lucky enough to have a Fitbit, an anniversay present from DH :D. I do like tracking my steps and active minutes, and I particularly like seeing how well I've slept :).

    Today I've done 8,364 steps and 29 active minutes so far. It could be worse as I've been home all day apart from my morning walk.

    I love my Fitbit had it three years now and wouldn't be without it xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • EssexHebridean
    EssexHebridean Posts: 24,627 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ahh I LOVE my Fitbit - I've only had it since the spring but it's made a real difference being able to track my progress. The sleep thing has been particularly interesting as I've been able to track the difference that I've seen since starting treatment from being ill - amazing!

    Hope the dress fitted!
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    Balance as at 31/08/25 = £ 95,450.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Willowtree222
    Willowtree222 Posts: 8,289 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I love my Fitbit too. I'm lacking on steps hugely at the minute x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    I want a fitbit :rotfl:

    Hope you've had a good day HH x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • 117pauline
    117pauline Posts: 743 Forumite
    Part of the Furniture 500 Posts
    I want a fit bit

    Note to self
    I do not need a fitbit
    I do not need a fitbit

    Do you think it might help encourage to get out more? But I have been out 2 days this week.

    How did the fashion show go?

    P
    X
    Don't get it perfect - Get it going
    Better Than Before
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    117pauline wrote: »
    I want a fit bit

    Note to self
    I do not need a fitbit
    I do not need a fitbit

    Do you think it might help encourage to get out more? But I have been out 2 days this week.

    How did the fashion show go?

    P
    X

    This is me! :rotfl: I think it would make me go out the house more :cool: One day.. One day! :rotfl: x

    Well done on getting out, I know how hard it is x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Another step tracker lover here... can't call it a fitbit lover as mines a polar!!!

    All sounding good with you HHOD xx
    Mummytogirls x

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