We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Comments
-
Ds3 sounds like my son.......I have other parents telling me what he's doing yet he never tells me anything til last minute and he's only 11 so I'm sure it's only going to get worse lol xxThe joys of UCAS :rotfl:
UCAS is a nightmare :eek:. We went through all the agony with DS1 and then he dropped out after two terms due to depression and anxiety.
We've suggested DS3 asks his tutor for a week's deferment for the UCAS form, as it's too important to rush. He's completed a lot of it and his personal statement is very good, but we want to perfect it with him. DS3 thinks that it will be ok to ask for an extra week.
Why does everything happen at once :mad:.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Sun_Addict wrote: »I'm sure the trousers and jacket will look just as nice. Have you got a nice bright/sparkly top to jazz them up?
Good idea to give money instead of a pricey present.
As for DS3 .....:eek:
I have a bright red blouse to brighten up the jacket and trousersSeasidegal58 wrote: »Hope you’ve decided on your wedding outfit Hairy. Did all the men in the family fit into their suits ok?:D
All the men fitted into their suits and shirts, thank goodness :beer:.
I'm going to wear my black jacket and trousers with a red blouse, as I'm too tubby for the dress (fits everywhere but my tummy :mad:). My silver sparkly shrug/cardigan thing may work with these for the evening, so I'll try that tomorrow.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Tomorrow I need to:
Wash the men's shirts and DH is going to iron them (he's much better at ironing shirts than I am).
Wash leisure clothes that various people want to pack.
Donate to the backpacking fund and compose a nice message to go with.
Write in the wedding card.
Organise ties.
Make sandwiches for the journey.
Get out suitcases.
Pack.
Do everything else that I normally do in a day.
DH wants to polish everyone's shoes which is fine by me. DH needs a tie because all of his seem to be black or grey :huh:. DS2 also needs a tie as his seems to have vanished :huh:.
DS1 has a 'prepare for work' session tomorrow that he is very worried about. I can't think of anyone less prepared for work than DS1, due to his depression and anxiety, but he will lose his ESA if he doesn't attend..
So, tomorrow is going to be busy. I may need cider by the end of it :eek:Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Crikey Mrs.... sounds as though you need to turn into Wonderwoman! :eek:
I reckon you'll deserve that Cider after all that.... :beer:
Hope everything goes well. XI Believe.....
That it isn't always enough, to be forgiven by others.
Sometimes, you have to learn to forgive yourself.
Yesterday is history, tomorrow is a mystery
Today is a gift. That's why it is called the present.
happiness isn't achieved by getting extra things,
but by getting rid of the things that make you unhappy0 -
Thanks Chrystal, on days like this I reckon I need to be Wonder Woman
. Not sure I'd look so good in the costume though :rotfl:.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Hope DS's appointment goes well.
It makes me so :mad:
Take it he is in WRAG group?
UCAS should be ok,if I remember rightly, school usually ask for it before really needed by UCAS.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hope the prepare for work session wasn’t too stressful for DS1 and you’ve managed your ‘To do’ listXxDebts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
HairyHandofDartmoor wrote: »How many dobyou aim for Nicnak? I aim for 10,000 a day. I can clock up quite a few around the house as we have an attic room, so I reach my stairs target every single day
.
I aim for 10k too. I used to be hitting it, but winter months have me around 6-7k. Not good for my mood, or competitions!September 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x0 -
Hope DS's appointment goes well.
It makes me so :mad:
Take it he is in WRAG group?
UCAS should be ok,if I remember rightly, school usually ask for it before really needed by UCAS.please-let-me-be-lucky wrote: »Hope the prepare for work session wasn’t too stressful for DS1 and you’ve managed your ‘To do’ listXx
He is in the prepare for work one day group beanie. Is that WRAG? It wasn't as bad as he thought. They just asked for more info about his conditions and then said they'd see him again in the spring. DS1 very relieved.
Hope you're right about UCAS beanie.
I've done 8,232 steps without leaving the house yet :eek:. Just taking a breather while dinner is in the oven.
DH has been out three times to buy ties, buy petrol and take DS2 to the chemist :eek:. He's also been trying to get work done!
I've done most things on the list Lucky and sneaked in the shower before the rush tonight, you have to grab your chances in this house :eek:.
I'm looking forward to sitting down in the car tomorrow :rotfl:.
Have a good Thursday everyone.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
I bet your son's tie is in one of the black bags!
I think you are going to need that sit in the car as a calm down after your busy week.
Good to see your husband is sharing the tasks. Personally I love the smell of shoe polish and I actually like polishing shoes too.
I know it is an American tradition however I have decided that I am very thankful for the MSE community, particularly here on theDebt Free Diaries, who have welcomed and encouraged me since i started to post regularly. He'll, I might even start a diary!
Have a safe journey up to a very breezy Midlands. Bring the thermals
Take care honey
PaulineDon't get it perfect - Get it goingBetter Than Before0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 352K Banking & Borrowing
- 253.5K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245K Work, Benefits & Business
- 600.6K Mortgages, Homes & Bills
- 177.4K Life & Family
- 258.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards