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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 28 March 2019 at 3:35PM
    I had a good day at school today, although the teacher asked the TA to shoot her after trying to teach the children about time :rotfl:. It was a beautiful sunny spring day again so it was lovely working outside :D.

    This afternoon I need to clean (muck) out DS3's room before he comes home. I know he could do it (hollow laugh) but I also know that he won't because he's too lazy :mad:. So I'm going to empty his bin, clear up a bit and put clean sheets on his bed, so that's it's pleasant for him to come home to.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • I had a good day at school today, although the teacher asked the TA to shoot her after trying to teach the children about time :rotfl:. It was a beautiful sunny spring day again so it was lovely working outside :D.

    :rotfl::rotfl: that did make me giggle.

    The sunshine really makes all the difference doesn't it?
    This afternoon I need to clean (muck) out DS3's room before he comes home. I know he could do it (hollow laugh) but I also know that he won't because he's too lazy :mad:. So I'm going to empty his bin, clear up a bit and put clean sheets on his bed, so that's it's pleasant for him to come home to.

    He sounds a lot like my boy. The things we do for the kids eh?
  • It made me giggle too :rotfl:.

    Kids :mad: :eek:
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I'm laughing at the teacher's comment as well :rotfl: What a lovely Mum you are :) there's nothing quite like getting into a freshly made bed although if your DS is anything like mine he won't even notice what you've done - but you know, and that's the main thing. ;) xx
  • Well I'm probably a doormat mum :o but I want it to be nice for him as I haven't seen him for ten weeks.

    I spent a full week cleaning his room when he first went to uni and I was convinced he wouldn't notice when he got back, but he did notice and was really pleased :D.

    It's a tiny box room and he had tons of stuff, plus he would never allow us in there being ultra private, so it hadn't had a proper clean for ages :eek: because of course he was too lazy to do it himself :mad:.

    It only took me about an hour today as he hadn't managed to make much mess during the month he was in it over Christmas :rotfl:.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Sun_Addict
    Sun_Addict Posts: 24,351 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I think my DS was pretty unusual as his room was immaculate when he lived at home. I even caught him once polishing his curtain pole :rotfl:
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • beanielou
    beanielou Posts: 96,567 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Sun_Addict wrote: »
    I think my DS was pretty unusual as his room was immaculate when he lived at home. I even caught him once polishing his curtain pole :rotfl:
    :rotfl::rotfl::rotfl:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sun_Addict wrote: »
    I think my DS was pretty unusual as his room was immaculate when he lived at home. I even caught him once polishing his curtain pole :rotfl:

    I think I would wonder how on earth he'd managed to splash something up there !!!
  • System
    System Posts: 178,369 Community Admin
    10,000 Posts Photogenic Name Dropper
    Safe travels this weekend collecting DS3 , am sure it's this weekend ? ,

    Things seem to be going well with work and college , glad the assignment is underway.

    DS2 is having an interesting adventure and he will be back soon as well. Hope DS1 does t have to wait long for a diagnosis.

    Had your Halifax cheque turned up yet? I have probably missed your post on it if you have already said ?

    This weekend will be hard for you , Mother's Day , but I am sure you will find a way to think of your mum that will being you some comfort.

    Thinking of you.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • earthgirl
    earthgirl Posts: 3,762 Forumite
    Mortgage-free Glee!
    Ha Ha!! Teacher comment was funny!
    Remember the same feeling when trying to teach the children to say when their birthday was in French. They were 12 years old and about half of them didn't know their actual birthday! I was literally banging my head off the wall trying to get them to 'guess' their birthdays!

    ANyway safe travels!
    15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j

    Progress not Perfection
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