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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • daisy_1571
    daisy_1571 Posts: 2,258 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Sun_Addict wrote: »
    I think my DS was pretty unusual as his room was immaculate when he lived at home. I even caught him once polishing his curtain pole :rotfl:

    :eek::eek::eek::eek::eek::eek::eek:

    Daisy xx
    22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈⭐ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'
  • jwil
    jwil Posts: 22,397 Forumite
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    Have a safe trip today x
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Chrystal
    Chrystal Posts: 2,008 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper

    I think my DS was pretty unusual as his room was immaculate when he lived at home. I even caught him once polishing his curtain pole
    Originally posted by Sun Addict

    Sensible boy then... it makes the curtains glide open/closed with no pulling or tugging.:D :D
    I Believe.....
    That it isn't always enough, to be forgiven by others.
    Sometimes, you have to learn to forgive yourself.

    Yesterday is history, tomorrow is a mystery
    Today is a gift. That's why it is called the present.

    happiness isn't achieved by getting extra things,
    but by getting rid of the things that make you unhappy
  • Paspatur
    Paspatur Posts: 538 Forumite
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    Just delurking to say that when my mum died when I was 36 (23 years ago) I hated Mothers Day with a vengeance. But after a few years I decided to buy a bunch of flowers for my mum on Mothers Day but keep them for myself and I now admire them and think of them as my mum's flowers every year. With 3 kids of my own it can get a bit overcrowded with flowers here but my mum's ones are always special to me. It helped me get over the feeling of "not everyone still has a mother" and when I buy them I just think "these are for you mum"
  • beanielou
    beanielou Posts: 96,554 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Paspatur wrote: »
    Just delurking to say that when my mum died when I was 36 (23 years ago) I hated Mothers Day with a vengeance. But after a few years I decided to buy a bunch of flowers for my mum on Mothers Day but keep them for myself and I now admire them and think of them as my mum's flowers every year. With 3 kids of my own it can get a bit overcrowded with flowers here but my mum's ones are always special to me. It helped me get over the feeling of "not everyone still has a mother" and when I buy them I just think "these are for you mum"

    That's lovely
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
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  • Sun_Addict
    Sun_Addict Posts: 24,351 Forumite
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    Lovely idea there from Paspatur. The first Mother's Day without your mum is just awful. My mum passed away a week after my 40th birthday. I still get emails "treat your mum this Mother's Day" etc, always makes me feel sad - if only I could :(

    I'm glad everyone found my story about DS and his curtain pole amusing. He's still obsessed with cleaning now he's got his own place and family. Don't ask about DD though, she's not the same by a long shot.

    I'll be thinking of you tomorrow, it will be hard, but you've got your lovely boys to take your mind off things xx
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • jwil wrote: »
    Have a safe trip today x

    Thanks Jwil :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Paspatur wrote: »
    Just delurking to say that when my mum died when I was 36 (23 years ago) I hated Mothers Day with a vengeance. But after a few years I decided to buy a bunch of flowers for my mum on Mothers Day but keep them for myself and I now admire them and think of them as my mum's flowers every year. With 3 kids of my own it can get a bit overcrowded with flowers here but my mum's ones are always special to me. It helped me get over the feeling of "not everyone still has a mother" and when I buy them I just think "these are for you mum"

    That is a lovely idea :). I'm sorry about your mum. Thanks for delurking.
    Sun_Addict wrote: »
    Lovely idea there from Paspatur. The first Mother's Day without your mum is just awful. My mum passed away a week after my 40th birthday. I still get emails "treat your mum this Mother's Day" etc, always makes me feel sad - if only I could :(

    I'm glad everyone found my story about DS and his curtain pole amusing. He's still obsessed with cleaning now he's got his own place and family. Don't ask about DD though, she's not the same by a long shot.

    I'll be thinking of you tomorrow, it will be hard, but you've got your lovely boys to take your mind off things xx

    Thanks you SA :). This is a difficult time of year for people without mothers :(.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
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    edited 31 March 2019 at 10:37AM
    We left at 9.15am yesterday which I was pleased with (especially as DS1 decided to come), and we arrived around 3pm as predicted. It was lovely to see DS3 after ten weeks away :).

    DH helped him pack his computer, and I bagged up his rubbish and washed his plates, cutlery and mugs so they're clean for when he goes back! DH also cleaned his sink and poured Harpic down his toilet. We also bagged up all his towels and dirty laundry to bring home to wash! I don't know how he can live like that :eek:.

    We had a meal at Pr3zzo partly with our Mr T vouchers and then drove home and arrived back at around 11pm. Better than when we dropped him off as we got back at 2am then :eek:.

    I went to bed at midnight but DH and I do feel tired today. It's a lovely sunny day and it's mother's day, so I could do with a distraction, but I also feel exhausted and want to be ready for work tomorrow. So we'll probably just stay in today :(.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 31 March 2019 at 12:13PM
    YESTERDAY'S SPENDS

    £100 on petrol and drinks for the two journeys.
    £50 on the Pr3zzo meal as we only had £39 in vouchers.
    £140 for two new tyres and oil for the car (oil was empty)

    So a bit of a spendy day yesterday :eek:. But DS3 is going to give us £50 towards the petrol. We would have needed the tyres and oil anyway. So the actual journey cost us £100. It's difficult to see how it could be much cheaper. Driving for twelve hours in a day is very tiring so we felt we needed the coffees and the meal to give us energy for the journey. I did make sandwiches and take bananas which we had for lunch, and DH bought chocolate bars and hot cross buns for himself and DS1 to snack on.

    It's probably just as well we're staying at home today so we don't spend any more money.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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