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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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Comments

  • If you can survive feeling unwell, whingy children and looming deadlines - you are obviously more strong-minded than you give yourself credit for !

    As for the pin number, (...erm..harrumph), hasn't everyone done something similar ? I've pointed the phone at the tv before now and wondered why it wouldn't change channel !

    Good luck finishing your assignment. You can be sure there will be lots not doing these as conscientiously as you.

    Thank you Elizabeth :). Sheer adrenaline keeps me going some days!
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou wrote: »
    Have you thought about a hallogen oven for DS3?
    I hardly ever use my main oven now.
    earthgirl wrote: »
    Also heard that holgen ovens are great - from my MIL.

    Kids are tired and grumpy and need a holiday - just like the staff!

    Thanks both of you :). I've never even heard of a halogen oven :huh: so that's something I must look into.

    The kids are certainly grumpy and I'm tired :rotfl:. I wonder if whingy kids turn into whingy adults :think:.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Munchin wrote: »
    Hi HHD

    I hope you are feeling better and that pesky sore throat moves on. All the best with your assignment.
    Thanks Munchin :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 20 March 2019 at 5:55PM
    I've finished my assignment, checked it for typos and emailed it to my tutor :T :j :T. It's 7,332 words so I don't envy her ploughing through that lot :rotfl: . What a relief to get it finished :T.

    Tonight I still need to shower, wash my hair, empty the clothes horses, hang up some towels I washed and cook dinner.

    We had our Mr T delivery this afternoon but DH unpacked it and put it away luckily as I was busy with my assignment.

    I've still got a sore throat and feel tired, but tomorrow afternoon I plan to do abolutely nothing :D.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 96,766 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Well done :j :j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Well done on the essay Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • beanielou wrote: »
    Well done :j :j
    Well done on the essay Xx

    Thanks both of you :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • redofromstart
    redofromstart Posts: 5,951 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    I've heard good things about halogen ovens too - not much to buy and cheap to run too, compared to running a full electric oven for a chip butty.

    My old electric fan oven just slid in and out when it was changed, straightforward plug in job rather than a complicated need an electrician thing. Our old one stopped working a few weeks before we moved, complete with a half cooked chicken in to roast. OH did click and collect on a new (cheapest!) one of the same size, and had in in and fitted within half an hour. I then finished roasting the chicken...
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Morning HHD :) Hope your throat is better today. Well done on finishing the assignment. They seem to come thick and fast, I'm sure you only just sent one in? Have you many more to do?

    Fingers crossed your little charges are feeling a bit happier today and you don't have to sort out too many squabbles. xx
  • jwil
    jwil Posts: 22,513 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks Jwil :). It sounds like it would do for DS3 anyway as he's the one who's always cooking! The rest of us have perfected hob cooking now :rotfl:.

    But it could be useful at Christmas too when the oven is never big enough, or when we're doing a roast dinner and can't fit everything in the oven.

    The workmen we use to do jobs are very popular and busy, so not always available at short notice.

    The shops usually offer a fitting service so you wouldn't need to wait for workmen.

    The combi is handy for extra space!
    I think a combi microwave could be useful anyone as DS3 is always putting the oven on to cook one pasty etc, so it would probably be cheaper if he could cook it in the comi microwave :).

    It might not be cheaper if your main oven is gas. But probably would if it's electric
    I've finished my assignment, checked it for typos and emailed it to my tutor :T :j :T. It's 7,332 words so I don't envy her ploughing through that lot :rotfl: . What a relief to get it finished :T.

    Tonight I still need to shower, wash my hair, empty the clothes horses, hang up some towels I washed and cook dinner.

    We had our Mr T delivery this afternoon but DH unpacked it and put it away luckily as I was busy with my assignment.

    I've still got a sore throat and feel tired, but tomorrow afternoon I plan to do abolutely nothing :D.

    Well done on the assignment :T

    I've had this sore throat for 10 days now, it's just not shifting :( Hope yours clears up soon!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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