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Finally Debt Free After 34 Years, But Still Need to Live Frugally
Comments
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I'm off to work now. I'll be okay as long as I don't faint into the custard :rotfl:.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
I caught up on the first ppi success then was confused by some posts about how much money just read the last 10 pages......I'm all up to date
What fantastic news hairy so glad that they've paid out and fingers crossed for any other ppi claims your waiting on xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
HairyHandofDartmoor wrote: »You're not going to believe this, but we're getting another PPI complaint upheld :T.
It's from our old H@lifax mortgage. DH and I are going to get, wait for it... £3120 EACH
:T :T :j :j :T :T :j :j :T :T :j :j :T :T :j :j :T :T :j :j :T :T :j :j :T :T :j :j :T :T :j :j :T :T :j :j :T :T :j :j :beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer:.
I'm still in a happy shocked daze
.
I go quiet for a few days and BAM you get a second lot of PPI :beer::j:T:D
I sympathise with DH and his glasses, it's horrible being this short sighted xx0 -
elizabethhull wrote: »I don't think I'm qualified to suggest what you SHOULD do, but I feel pretty strongly what you SHOULDN'T do ie, get embroiled in that guarantor agreement. It sounds like a potential recipe for a lot of awkwardness. Yes, it COULD be ok, but you don't have the spare funds if it all goes pear-shaped.
Hope you feel better as the day goes on. I agree work & assignments should be prioritised, but a social life, however small, is really important too, I value my friends hugely, from the ones I see weekly to ones I only see annually. They make you feel connected to the human race, they bring different points of view, sometimes you can help with their troubles, and there's a general warmth that is hard to replicate elsewhere.
Thanks Elizabeth
. I definitely don't want to sign the guarantor agreement :eek:.
I agree about how valuable friends are.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
I caught up on the first ppi success then was confused by some posts about how much money just read the last 10 pages......I'm all up to date
What fantastic news hairy so glad that they've paid out and fingers crossed for any other ppi claims your waiting on xxDeleted_User wrote: »I go quiet for a few days and BAM you get a second lot of PPI :beer::j:T:D
I sympathise with DH and his glasses, it's horrible being this short sighted xx
Thank you both
. Two Saturday in a row :T it's just unbelievable
. I'll be disappointed if it doesn't happen this Saturday now :rotfl:. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
HairyHandofDartmoor wrote: »Thank you both
. Two Saturday in a row :T it's just unbelievable
. I'll be disappointed if it doesn't happen this Saturday now :rotfl:.
The saying 'Third times the charm' and all that
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Well I survived work, in fact I felt fine as soon as I left the house. I think a lot of me feeling rough is tiredness and stress. I did my lunchtime job and then watched the TA for half an hour. It was sunny and warm today and I actually felt like I was wearing too many layers. This job is going to be great in the summer
.
This afternoon I absolutely MUST carry on with my assignment. I feel a bit stressed about it
but I'll feel better if I can get lots done on it today. Then I can finish it off tomorrow afternoon and email it to my tutor. This assignment is longer than the first one as it's worth three credits and the first one was only worth two credits.
But I do like to be busy so it's good that I have all these things going on
.
The house is a total tip because I'm focusing on work, volunteering and my course, but I actually don't care. My future career and earning money seems more important at the moment and I can catch up on housework in the school holidays
. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Deleted_User wrote: »The saying 'Third times the charm' and all that

OMG can you imagine :rotfl:. Well you never know
. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Glad you're feeling a bit brighter and love the EF
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Thanks Purplemum
. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0
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