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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • I've had a busy afternoon. DH and I did the online Mr T order which came to around £67 and is coming tomorrow afternoon. It was £2 for delivery.

    After that my dad rang so I was on the phone for an hour talking to him and stepmum. Then I updated my cv to add my new job and course. Then I uploaded my cv and a profile pic to my course online learner portfolio :T.

    Now I just need to shower, wash my hair, hang up the wet laundry and cook dinner! Then I can relax (or collapse) in front of the telly :).

    DH is on the plane for the first leg of his journey. He has a stopover as he couldn't fly directly from Bristol unfortunately. He arrives in Greece at 1am which is a very inconvenient time :mad:. I usually like to stay awake to make sure his plane lands safely and he gets to his hostel safely, but as I have work tomorrow I may have to hand that baton over to DH (working from home is easier when you're tired than working with children, is my excuse :o)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Hope DS2 lands safely at 1am and you manage to get some sleep Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 5 March 2019 at 10:02PM
    Thanks Lucky :). I've since realised that it's 1am Greek time and they're two hours ahead of us, so DS2 will land at 11pm :doh:. So he should get to his hostel around 12.00 hopefully. Once I know he's safely arrived at his hostel I'll be able to relax and sleep :o. He's on the final leg of his journey now :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • DS2 arrived safely in Athens last night :T and I slept quite well :).

    I woke up to heavy rain :eek: so I'm hoping it will improve before I go to work.

    Have a good Wednesday everyone :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Good that the time-difference was such that you heard about DS's safe arrival before it was the middle of the night for you. Glad to hear you slept well:j. If you'd gone to bed not knowing he'd arrived you'd have probably had a fitful sleep.


    It rained all night here, really heavily and beating on the front windows. Stopped now but is still grey and dull. Just like my mood, sadly:(. I hope the rain stops for your little charges to have an outdoor playtime. It must make your job so much easier


    I hope everyone on here has a more enjoyable day than the one I've got ahead of me, not one I've planned from choice either:(
  • Thanks Carboot :). You're right, I slept much better knowing that DS2 had arrived safely :).

    Our weather has improved a bit, it's stopped raining and is a bit brighter, so I'm hoping it stays dry!

    I'm sorry you've got an unpleasant day ahead of you :(. I hope it's not as bad as you think.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 6 March 2019 at 3:50PM
    We had a dry lunchtime so that was good :T. The sun has even come out since I got home. I found three children someone to play with and sorted out several disputes :D.

    My DBS certificate arrived today which is very quick, it only took a week and last time it took six weeks. Maybe it's because it's the second one I've applied for.

    I reckon I've earnt about £85.60 so far, but I don't know how much they'll take off for my pension and I might be on emergency tax this month, so I don't know how much I'll actually get paid. But it will be more than I normally get anyway :T.

    Our food shop should arrive this afternoon. It will be much less tiring than actually going to the supermarket. Although I think I'd still like to go in the holidays to give me something to do and because it's nice to look around sometimes.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • I've just read Martin's email and ordered 120 hayfever tablets for £2.79 :money:. I normally pay £2.80 for 30 in Mr T so that's a lot cheaper. I know they're cheaper in Poundstretcher than Mr T but I never seem to go near a Poundstretcher.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • I've got my volunteering in the classroom tomorrow morning and my college tutor is coming for an hour to observe and assess me :eek: :eek:.

    After that I'll do my paid job. It's also World Book Day so I need to wear my Mr Bump costume :rotfl:.

    So it's all systems go tomorrow. I think I'll be glad when it's over and Friday will be a nice normal day!
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 96,704 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Blimey, you will be a very busy Mr Bump :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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