Finally Debt Free After 34 Years, But Still Need to Live Frugally

Onebrokelady

:j:j:j:j:j:j:j:j:j:j:beer::beer::beer::beer::beer::beer::beer::beer: yay I'm sooooooo happy for you,I was feeling a bit naff this morning and that's really cheered me up

elizabethhull

HairyHandofDartmoor wrote: »

One of my PPI complaints has been upheld :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j.

I had a letter this morning from my B@rclaycard saying they're going to refund me... wait for it... £3,793.18. I've just checked my account and the money is in there. I don't believe it :T :T :T :T :T :T :T :T :T :T :T :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :T :T :T :T :T :T :T :T :T :T :T:T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :j :j :j :j :j :j :j :j :j :beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer:

That's amazing news ! And a really decent sum of money, too. I agree a celebratory meal or outing is in order and won't make too much of a dent in it.

I'm so happy for you :j:T:j:T:j:T:j:T

please-let-me-be-lucky

Absolutely brilliant news re PPI :j:j:j. Please do have a few little treats with some of it. You deserve it Xx

HairyHandofDartmoor

teapot2 wrote: »

:j:j:j:j:j:j:j:j:j:j:j:j:j Wow, how fabulous - that will make a big difference. Thats a great result and it was worth persevering with, I know you weren't that hopeful about the PPI outcome so :beer::beer:.

Nicnak wrote: »

WOOHOOOOOO!!!!!!!!!!!!!!!

Congratulations. I think a celebration day out for you and DH is in order xx

Onebrokelady wrote: »

:j:j:j:j:j:j:j:j:j:j:beer::beer::beer::beer::beer::beer::beer::beer: yay I'm sooooooo happy for you,I was feeling a bit naff this morning and that's really cheered me up

Thanks all of you . I'm still in shock but it's a very happy shock :T :j :beer:.

[Deleted User]

Brilliant news about the PPI, HH:T. I couldn't be happier:j:j:j


Here's to the next claim bearing fruit:beer:

HairyHandofDartmoor

elizabethhull wrote: »

That's amazing news ! And a really decent sum of money, too. I agree a celebratory meal or outing is in order and won't make too much of a dent in it.

I'm so happy for you :j:T:j:T:j:T:j:T

please-let-me-be-lucky wrote: »

Absolutely brilliant news re PPI :j:j:j. Please do have a few little treats with some of it. You deserve it Xx

Thanks Elizabeth and Nicnak . I still can't believe it :T :j :beer:.

HairyHandofDartmoor

carbootcrazy wrote: »

Brilliant news about the PPI, HH:T. I couldn't be happier:j:j:j


Here's to the next claim bearing fruit:beer:

Thank you Carboot . I think you deserve some of the credit because of the excellent advice and encouragement you gave me :T. I'm really grateful .

daisy_1571

HairyHandofDartmoor wrote: »

One of my PPI complaints has been upheld :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j.

I had a letter this morning from my B@rclaycard saying they're going to refund me... wait for it... £3,793.18. I've just checked my account and the money is in there. I don't believe it :T :T :T :T :T :T :T :T :T :T :T :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :T :T :T :T :T :T :T :T :T :T :T:T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :j :j :j :j :j :j :j :j :j :beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer: :beer:

Wowowowow!!! Fantastic, bet that's the highest hourly rate you'll work for this year I imagine :rotfl::rotfl::rotfl::rotfl::rotfl::rotfl: well done persevering,

Dxx

[Deleted User]

HairyHandofDartmoor wrote: »

Thanks you Carboot . I think you deserve some of the credit because of the excellent advice and encouragement you gave me :T. I'm really grateful .

My commission fees are very reasonable:rotfl:

HairyHandofDartmoor

I'm still in shock over the PPI refund :j. I've had my B@arclaycard since I was 19 and been in debt with it ever since then. But I couldn't remember if I'd ever had PPI on it. But apparantly I did have PPI for 9 years. So they've refunded me the payments I made, interest and statutory compensation. That's why it's such a lot of money :T.

I'm so pleased I claimed :T :T :j :j :T :T., I had to force myself to do it because I never really thougt I'd get any money back, but I would have felt bad if I'd missed the deadline and never even tried.

I want to thank everyone who encouraged me to claim and gave me advice; including Carboot, Jwil and many others who I can't think of at the moment, but I know I've had lots of enouragement and support which encouraged me to actually get my finger out and put in the claims :grouphug:.

Martin's Resolver tool made it so easy, so I'd like to thank Martin too :money:.

This is sounding more and more like an Oscar acceptance speech :rotfl: :rotfl:.