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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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Comments

  • please-let-me-be-lucky
    please-let-me-be-lucky Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Lovely to hear you sounding so happy :j:T Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thank you Lucky :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Children are so funny, I guarantee something they say or do will make you laugh every day - behind closed doors of course ;)

    The school does sound lovely and although you've only just started this job I can see you progressing into other things as you come across as a really nice person and a natural where children are concerned.

    Nearly £250 per month is a nice sum of money for the hours and more importantly a job that you enjoy doing. xx
  • Willowtree222
    Willowtree222 Posts: 8,297 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    So glad you had an amazing time at work an that you are enjoying it. Everyday really is different when working with children, you know this from your volunteering though. xx
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • earthgirl
    earthgirl Posts: 3,762 Forumite
    Mortgage-free Glee!
    Your description of your work made me chuckle. My mum did a similar job in a secondary school and it was awful - I hated her having to go. The abuse she got there ((shudder)). Anyway, so pleased its lovely and I agree it's because you are a good fit for the school.
    15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j

    Progress not Perfection
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    teafor2 wrote: »
    Children are so funny, I guarantee something they say or do will make you laugh every day - behind closed doors of course ;)

    The school does sound lovely and although you've only just started this job I can see you progressing into other things as you come across as a really nice person and a natural where children are concerned.

    Nearly £250 per month is a nice sum of money for the hours and more importantly a job that you enjoy doing. xx
    Thank you TF2 :). I did enjoy my own children when they were that age (I still like them now as well :rotfl:).

    I agree that the money's not bad for seven hours a week and in August I'll get paid for doing nothing :D.
    Nicnak wrote: »
    So glad you had an amazing time at work an that you are enjoying it. Everyday really is different when working with children, you know this from your volunteering though. xx

    Thank you Nicnak :). It is beautifully varied compared to an office job.
    earthgirl wrote: »
    Your description of your work made me chuckle. My mum did a similar job in a secondary school and it was awful - I hated her having to go. The abuse she got there ((shudder)). Anyway, so pleased its lovely and I agree it's because you are a good fit for the school.

    Thank you Earthgirl :). I would HATE to work in a secondary school :eek:. Children are so much nicer when they're little. About four of them suddenly hugged me yesterday and told me that they loved me :). They're so sweet :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • MrsLottie
    MrsLottie Posts: 128 Forumite
    Lovely to hear you are enjoying your new job ,what a lucky school to have you ! Things seem to be looking up for you at last - you so deserve the break .
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thank you Mrs Lottie :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • daisy_1571
    daisy_1571 Posts: 2,289 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Sounds like you had 2 great days, and getting paid too!! Sounds wonderful.

    Now you know you will have funds for your nt every year as you will have some savings and the 2 council tax free months once you get your arrears sorted. Well done

    Dxx
    22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈⭐ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'
  • Sun_Addict
    Sun_Addict Posts: 24,413 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    So pleased to hear you're enjoying your new job and the money will come in very handy :j
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
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