Finally Debt Free After 34 Years, But Still Need to Live Frugally

beanielou

elizabethhull wrote: »

Same with my brother's first wife, after all, WE didn't fall out with her, and I still think she's lovely. Although he would never be openly hostile, he would really have preferred if our family and hers had broken up too, whereas we all go each other's events.

Hope your cold is improving, HH, and you can look forward to a good week xx

(why does my 1st attempt always say 'your cod' ???? Sounds very fishy to me)

:rotfl::rotfl:

Onebrokelady

Hope you are feeling better from your cold Hairy,I was looking at the programme You on Netflix earlier but couldn't decide if it would be to scarey to watch,it sounded a bit creepy
I hope your oven get fixed soon as well,I remember when mine blew up and it was a right pain in the bum

HairyHandofDartmoor

@Daisy @ Elizabeth Thank you for your insights . We're not the sort of family to fall out either. It was hard when we went there last night and I saw her slippers in the kitchen where my mum used to keep her shoes but I have to get used to it.

HairyHandofDartmoor

elizabethhull wrote: »

(why does my 1st attempt always say 'your cod' ???? Sounds very fishy to me)

Fishy indeed :rotfl:

HairyHandofDartmoor

Onebrokelady wrote: »

Hope you are feeling better from your cold Hairy,I was looking at the programme You on Netflix earlier but couldn't decide if it would be to scarey to watch,it sounded a bit creepy
I hope your oven get fixed soon as well,I remember when mine blew up and it was a right pain in the bum

Thanks OBL . I like scary programmes and this is a really compelling series. I often think real life can be much more frightening than psychological dramas .

[Deleted User]

HairyHandofDartmoor wrote: »

@Daisy @ Elizabeth Thank you for your insights . We're not the sort of family to fall out either. It was hard when we went there last night and I saw her slippers in the kitchen where my mum used to keep her shoes but I have to get used to it.

I can understand how hard it must have been to you when you saw the slippers. I admire the way you are vowing to get used to it, Must be heartbreaking for you:kisses3:


Do you remember the Uncle I mentioned earlier (my Mum's BIL) who met a new lady well within 6 months of the death of his wife? He'd already put his house up for sale and moved in with his new love by the time 6 months was up. My Grandma (the Mother of my Mum and her deceased sister) was terribly upset when she went round to my Uncle's house about 4 months after the death of her daughter/his wife to take him a home-made pie and his new lady was there wearing some of my Aunty's clothes:eek:. My Gran had never met her before and didn't even know she existed at that point. It was a massive shock to her. My Aunty was a very smart dresser and had some lovely clothes and there was no doubt they were hers that the lady was wearing.


My Aunty always promised, in the jokey way people talk about those sort of things, that after she died I could have a particular necklace of hers which I was fascinated by from childhood. I never did get it:( and was too embarrassed to ask for it. I just kept thinking he'd send it to me somehow. I should have made more of it but I didn't and I regret it to this day. I wasn't after anything valuable but I had nothing tangible at all to remember my Aunty by. My Mum always said my Uncle's lady's daughter probably ended up with that necklace and probably a lot of her other belongings.

elizabethhull

I meant to say, there has been so much wonderful advice on here, and sympathy, that I hope you understand you absolutely have 'permission' to feel the way you do. Yes, things always get better eventually, but getting to eventually can be a hard and painful road. As it's your diary, you can come here and let off steam as much as you feel the need to without anyone being judgemental. You can complain about the same thing every day for a year, and it's still ok to feel that way !
Obviously we all hope, for your health's sake, that 'eventually' comes sooner than that, but there is no timescale for the hurts of life, and if you are naturally a sympathetic and caring sort of person, as you are, these hurts can run deep.

{{{hugs}}}

HairyHandofDartmoor

@Carboot @Elizabeth Thank you both . It's the little things like that that can really upset you sometimes . I'll try to avoid going there for a while, if I can do it without causing offence, to give me more time to get used to it. It's upsetting to think of her living in my mum's house half the week, sitting in her chairs, looking at her pictures on the walls, using her bathroom etc . So I think making excuses not to go to my mum's house is a good idea for now.

HairyHandofDartmoor

Well my plan for today is PPI and Pilates. So with that in mind I've spent all morning collecting together our credit card statements. I've also gone through our shredding pile (luckily the shredder is broken!) and found some older statements dating back to 2000, 2008 etc.

I'm pleased to report that I have struck gold already :T. I found some old RBS Advanta statements that mention PPI. DH had a CC with them and he paid PPI for at least four years before he cancelled it :T :j :T :j :T :beer:.

RBS Advanta don't exist any more so I'm not sure how to claim, but we do have proof that we paid them PPI and as DH has been self employed for 21 years I doubt that it would have paid out anyway :mad:.

If we paid PPI to one CC then there's a chance we paid it to more. We've also both had a Debenh@ams card in the past, so may have paid PPI to them for all we know. Plus our old mortgage with the H@alifax.

I've stopped now because I need to do some other stuff this afternoon, plus leaning over dusty files has given me a backache, and I don't want to miss Pilates this evening.

But it's fair to say that I'm feeling slightly hopeful about PPI claims .

HairyHandofDartmoor

We've very reluctantly asked DS1 if we can borrow £200 from his savings to pay the council tax for January and so we can pay a bit towards what we owe for gas and electric . I hate asking him, but we'll lose the right to pay in instalments if we don't pay the council tax today .

DS1 said yes of course we can (he's so lovely) so we need to nip into town so he can draw the money out (can't be done online). Then we can pay the bills online.

All the more reason to make some PPI claims and hopefully we may get paid soon by a few customers.