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Finally Debt Free After 34 Years, But Still Need to Live Frugally
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I have legs like Kermit the frog! 34” :cool: XxDebts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
You did really well to stay under budget with those bargain 'extras'. The gift wrap sounds a brilliant buy:j.
I love Really Useful Boxes too:T. I have a couple of big ones, I'm not sure what they were designed for but they've been worth their weight in gold to me over several years. I know they're expensive but you get what you pay for with plastic storage boxes. I've had so many cheap ones in the past that have cracked or broken in no time at all:eek:. False economy really. The Really Useful ones last forever:j. I wish I had more of them in smaller sizes. Maybe something to put on the list for when I feel able to actually spend money on something other than the bare essentials:think:0 -
I'm only 5'1 but have long legs and a short body which is a nightmare as petite length trousers/jeans are too short and all tops are too long in the body.
I wouldn't worry if you remain forever teetotal, it certainly won't do you any harmI think with grief the fear is that if you drink it lowers your resistance and then the floodgates open.
Some great bargains thereI get knocked down but I get up again (Chumbawamba, Tubthumping)0 -
carbootcrazy wrote: »You did really well to stay under budget with those bargain 'extras'. The gift wrap sounds a brilliant buy:j.
I love Really Useful Boxes too:T. I have a couple of big ones, I'm not sure what they were designed for but they've been worth their weight in gold to me over several years. I know they're expensive but you get what you pay for with plastic storage boxes. I've had so many cheap ones in the past that have cracked or broken in no time at all:eek:. False economy really. The Really Useful ones last forever:j. I wish I had more of them in smaller sizes. Maybe something to put on the list for when I feel able to actually spend money on something other than the bare essentials:think:.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
please-let-me-be-lucky wrote: »I have legs like Kermit the frog! 34” :cool: XxSun_Addict wrote: »I'm only 5'1 but have long legs and a short body which is a nightmare as petite length trousers/jeans are too short and all tops are too long in the body.
Some great bargains there. But I wish there was a length between regular and petite as then I wouldn't have to take up all my jeans :mad:.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Sun_Addict wrote: »
I wouldn't worry if you remain forever teetotal, it certainly won't do you any harmI think with grief the fear is that if you drink it lowers your resistance and then the floodgates open.
You understand perfectly SA. That's exactly why I daren't drink. I feel like it's a struggle to stay on an even emotional keel at the best of times, so drinking could open up a real can of worms. I don't want to risk opening the floodgates because I don't want to get to a place that I can't get back from.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
I also love my wrapping paper box - rolls of paper, tissue paper, crepe paper and tags. I have another huuuuuuuge box for gift bags. I inherited my p-i-l's stash and haven't had to buy a gift bag for years between that stash and reusing the ones that come in. V helpful to have like with like as it makes it easy to find if I have something. Too many years of spending money buying stuff simply cos I couldn't find the stuff i owned.
Talking of which, for many many years i have used the idea of a present box and have a notebook that I write names of those I have to buy for in and mark off as I buy them (or think of ideas for presents). Started this as i ended up buying several gifts for one person and nothing for another a couple of years so still faced the mad last minute scramble for presents. This way I am much more organised which leads to happier mind.
Daisy xxx22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈⭐ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'0 -
@Daisy It is definitely easier to find things when they're all in one place and does save you buying replacement items, so storage boxes could be seen as an MSE purchase
.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
HairyHandofDartmoor wrote: »I'm 5'4 tall (or short!) and have neither short nor long legs, just average length I think
. But I wish there was a length between regular and long as then I wouldn't have to take up all my jeans :mad:.
I'm about the same height, with jeans I either just cut them and go for the frayed hippy look or fold them up a tiny bit meaning to get round to taking them up properly but invariably they end up going in the bucket after several years of wear still with the wee uneven turnups. :rotfl::rotfl:
Dxx22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈⭐ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'0 -
HairyHandofDartmoor wrote: »@Daisy It is definitely easier to find things when they're all in one place and does save you buying replacement items, so storage boxes could be seen as an MSE purchase
.
Yup, the right kind if storage for things that definitely need a home is a proper mse purchase :T22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈⭐ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'0
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