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Finally Debt Free After 34 Years, But Still Need to Live Frugally
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Brilliant news about the shopping coming in under budget HHOD! I love a bargain too!!! xxMummytogirls x0
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Great idea to have a present stash.
Great bargains on the paper :j :jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Bit late but happy new year HH. Glad you managed to get through the festive season, it must have been hard for you.
I'm sure you'll find a job you enjoy this year, fingers crossed for the course helping with this.
I like to try & buy Christmas presents throughout the year along with birthday presents, using survey vouchers/money if I can too as it feels less like "real" money. I have a present box to keep them in, it's handy as then I keep everything together. I've also started keeping a list of what's in the box on my diary & updating it regularly so that I don't buy too much/too many of the same thing.
Well done on getting your shopping in under budget including the bargains. :T. Happy new year to you too. It's a very good idea to keep a list of presents you buy throughout the year, I must make sure I do that.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
elizabethhull wrote: »All brilliant bargains, and a lovely secret stash warms the heart for next year's Xmas.
When we last moved house, I'd bought all my Xmas wrapping paper in Woolworth's end of June sale at ridiculous prices. We moved in July, and I never saw the paper again - 6 rolls of a disappearance mystery !!! Be warned !. When we got the pension money last year I invested in something I had wanted for years. It was a Really Useful Box wrapping paper box. I absolutely LOVE it and don't regret buying it. It keeps my rolls of wrapping paper in one place (you can fit about fifteen rolls in there) and keeps it dry and cease free. So there is no danger of me losing my Christmas wrapping paper
. I wonder what happened to yours? :huh:
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
WannabeFree wrote: »Have a lovely day HH
x
Thanks Wannabe you too.
doingitanyway wrote: »Great shopping HH,
It's nice to see you excited about going back to work at the school
I will be glad to get back to it.
mummytogirls wrote: »Brilliant news about the shopping coming in under budget HHOD! I love a bargain too!!! xx
Thanks MTG I do love a bargain.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Great idea to have a present stash.
Great bargains on the paper :j :j
Thanks Beanie. I'm hoping to make next Christmas a cheaper one.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Well I didn't achieve as much as I hoped this afternoon. I tried on my work trousers and DH said that the navy ones aren't a good fit and bunch up in a strange way. So I thought I'd better nip into town and change them. I managed to find another pair that fit better but that took up most of the afternoon and I felt tired when I got back. Why is trying on trousers so tiring?
I did manage to empty the recycling again. I can't believe how much recycling we've produced this Christmas and new year, I'm continually emtying the bin! I also started to pin up my new jeans so I can shorten them (the curse of being short :mad:). Everything else on my list will have to roll over to tomorrow.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
I am lucky that in that short jeans mainly fit me length wise.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
You are lucky. I find short jeans too short and regular ones too long :mad:.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
HairyHandofDartmoor wrote: »You are lucky. I find short jeans too short and regular ones too long :mad:.
I am indeed lucky.
Not so good for you thoughI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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