We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Comments
-
HairyHandofDartmoor wrote: »PRE CHRISTMAS CHORES
Wash shower curtain DONE
Bleach shower curtain DONE
Rinse and hang shower curtain
Spray mould remover on shower tiles
Clean wash basin
Clean cooker
Clean kitchen sink
Empty kitchen bins
Empty bathroom & toilet bins
Hoover lounge
Hoover hall
Hang up Christmas cards on ribbons
Tidy lounge PARTIALLY DONE
Get rid of packaging
Wrap last presents
Sort out hoover
Find Christmas dvds DONE
Just seen this... hadn't realised till now you actually live in the same house as me!
That could be my list. (Well done on achieving it all!)
Have a lovely Christmas. I know you will remember your Mum, which is how it should be, and I hope every happy memory will never leave you. In that way an essence of her will go on being part of your Christmases. xI think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/220 -
Thank you Cherry. A happy Christmas to you too. Watching Elf is making me feel sad at the moment. Probably because we used to watch it with my mum someetimes.
I'm lucky to have DH, DS1, DS2 and DS3 to spend Christmas with though.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Hope today has been as good as it could be for you HH xx
Happy Christmas
I get knocked down but I get up again (Chumbawamba, Tubthumping)0 -
Merry Christmas Hairy. I hope today has been as good as it could be XxDebts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
Sun_Addict wrote: »Hope today has been as good as it could be for you HH xx
Happy Christmasplease-let-me-be-lucky wrote: »Merry Christmas Hairy. I hope today has been as good as it could be Xx
Thank you SA and Lucky. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
I hope it hasn't been too hard without your mum and you were able to take comfort from having your 'boys' with you. At least it is over and next year won't be the first...If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 3501000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
Hope you're enjoying some family time. xxSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x0 -
doingitanyway wrote: »I hope it hasn't been too hard without your mum and you were able to take comfort from having your 'boys' with you. At least it is over and next year won't be the first...Hope you're enjoying some family time. xx
Thank you DIA and Nicnak. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
I've been keeping myself so busy that I haven't had time to post. Christmas has been hard but I've survived it.
On Christmas eve watching Elf made me tearful because I'd watched it with my mum a few times, so we watched Die Hard 2 instead.
I felt very upset on Christmas morning, and DS2 and DS3 were still asleep. So DH, DS1 and I drove to some lovely woods nearby and went for a walk. We took milky coffee and hot chocolate in travel mugs. It was something I have NEVER done before on Christmas morning, which helped to change my mood. It was very peaceful in the woods and made me feel much better. I could have stayed there all day. Then we came home to find DS2 and DS3 had just emerged. We opened presents, had a very late dinner and all played games in the evening. So the day went as well as it was possible for it to do.
On Boxing day I felt very upset again in the morning, so DH suggested going to the shops. So we left at 9.30am and went to the shops, spent some Christmas money and vouchers in the sales and had coffee. Again this is something I've NEVER done before on Boxing day and this changed my mood again and made me feel much better. We came back just as the DC were emerging from their rooms, had another cooked lunch, and went to my aunt and uncle's house in the evening. My cousins and their families were there and it was nice to see them, but it felt very strange without my mum there. So again Boxing day went as well as it was possible for it to go.
I'm very glad Christmas is over, the next big hurdle is the new year
. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Well done for making it through XxDebts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.9K Banking & Borrowing
- 253.5K Reduce Debt & Boost Income
- 454.1K Spending & Discounts
- 244.9K Work, Benefits & Business
- 600.5K Mortgages, Homes & Bills
- 177.4K Life & Family
- 258.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards