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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • System
    System Posts: 178,363 Community Admin
    10,000 Posts Photogenic Name Dropper
    Hope you are feeling less meh today. X
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Morning lovely,

    Hope you're feeling a bit brighter this morning.

    Hope BIL is ok? Must be a worry but he's in the right place.

    Love your new signature, looks fabulous :) xx
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks Cumbria, Nicnak and purplemum. Had a good long sleep so I'm sure that will help.

    Our lovely builder popped in yesterday to look at the water stain on our kitchen ceiling. He reckoned water was going down from gaps in the seal around the bath, so he put new sealant around it and just charged us a tenner :). He said to draw a pencil line around the wet patch so we can be sure it's not getting bigger. Good tip I thought.

    Today I will pop into town with a budget of £20 including bus fares, coffee and top up Mr T shop. Anything left over can go into Emergency Fund 2 :)

    DH has just asked me to buy him a couple of items in town costing about £10, but I won't take that out of my budget.

    Hope everyone has a good Saturday :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • System
    System Posts: 178,363 Community Admin
    10,000 Posts Photogenic Name Dropper
    I love your Saturday morning trips , enjoy x
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • redofromstart
    redofromstart Posts: 5,891 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    I like reading about your Saturday morning trips too.
    My mortgage free diary: +++ Divide by Cucumber Error.  Please reinstall universe and reboot+++

    GNU Mr Redo

  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I don't know why, they're not very exciting :rotfl:
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Willowtree222
    Willowtree222 Posts: 8,263 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    They sound more exciting than mine!
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • beanielou
    beanielou Posts: 96,090 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Sorry to hear the news about your BIL.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou wrote: »
    Sorry to hear the news about your BIL.

    Thanks beanie.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Costa is losing the plot. I ordered my usual latte and they plonked a glass in front of me. I had to ask for a spoon and a saucer. Then I looked around for a serviette and couldn't see any. I asked a staff member where the serviettes were and she said they only give them out if people ask for one. So I looked at her and she looked at me. Then I said "Well can I have one then?" and off she went to fetch me a bundle :mad:.

    Then I went to the ladies and the flush mechanism front plate was missing, the floor was filthy and the sink was dusty :mad:.

    If they keep this up I'm going to desert to Starbucks!

    On the way there the bus was full with about eight people standing and on the way back back there was a nutter on the bus :rotfl:

    It must be the Christmas effect :rotfl::rotfl:
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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