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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • System
    System Posts: 178,363 Community Admin
    10,000 Posts Photogenic Name Dropper
    Well HHOD I think you definitely need to complain , you are a regular customer and know how the service usually is in costa .

    Sorry about BIL , my friends husband has recently been diagnosed with the same cancer, he now has a hormone injection monthly for life. He is also having chemo for 6 treatments . He had secondary kidney cancer as well and had had his kidneyremoved . Not sure what stage his was though.

    Hope you have a good day, only one more night of noise hopefully.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Thanks Cumbria. BIL is going to have three injections to tackle the prostate cancer (costing £400 each). His operation on Monday is to hopefully remove the spine lesions. Then I think they are hoping chemotherapy will sort out the spots on his lungs. Fingers crossed it is all successful.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • DH and I had to go to the shops this morning. My fault because I forgot to buy my mum a present and card for her upcoming birthday and I'm seeing her this evening :mad:. What a bad daughter I am. Shows I'm distracted :o.

    It turned into a bit of a spendy session. £2.80 for parking, £2.69 on ear plugs for me, £10 voucher for my mum and £3 on a card for my mum (I like to get her a nice card as she is special).

    These were all the planned purchases. Now to list the unplanned ones. Ahem :o. While I was buying the birthday voucher I thought would also get a voucher for my mum for Christmas and one for stepmum for Christmas, so another £20 was spent :eek:.

    Then we bought DH a new shirt for seeing customers, as he only has two which he alternates and he could really do with another. So that was £19.50 :eek:. Expensive but he needs to look smart for impressing customers.

    Then as DH and I rarely go to the shops together we stopped for coffee. We spent £2.65 on my latte and £2.40 on coffee for DH. Unfortunately DH had neglected to have breakfast so he wanted a muffin which was £1.95 :mad:.

    DH wanted to go to the pound shop but luckily forgot and drove in tge wrong direction. Phew, dodged a bullet there :rotfl:.

    So a total spend of £65.04 :eek::eek::eek::mad::mad::mad:. I'm never leaving the house again.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • This afternoon will be housework orientated as the place is a tip. I got the dishwasher going before we left. Now the bath mats are washing and I've folded up and put away the washing on the clothes horse.

    DH has promised to vacuum downstairs and I'm going to vacuum upstairs. Then I need to dry and put down the bathmats and get another wash on.

    After that I could tackle the cobwebs lurking in various corners and do some general tidying, if I can face it, or sit down and post on here :).

    Later we're going to my lovely parents for dinner :). Have a good Sunday everyone.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 96,101 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Never leaving the house again :rotfl:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • It's the only way to avoid spending beanie, become a hermit :rotfl:
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Works for me HHoD, although I curse the invention of internet shopping.
  • It is indeed a curse for the weak willed :mad:, a desert island may be needed :rotfl:
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Sun_Addict
    Sun_Addict Posts: 24,237 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I spend more when I don't leave the house to be honest. I get more discerning when I can see things in real life :)

    Sorry to hear about BIL, treatment is brilliant nowadays so I'm sure he'll be ok. Just remember how bleak it looked for Mr SA just over 4 years ago, who would have believed he would still be here.

    Enjoy your Sunday dinner :)
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Thanks SA. We definitely mustn't give up hope. Enjoy the rest of your Sunday :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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