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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hope BIL is ok HHOD, I guess we will hear more next week.

    Booo to costa, thats really not what you expect from a big company at all. Get that email complaint sent :cool: xx
    Mummytogirls x

  • Apart from the costa incident, it sounds like you've had a productive day xx
  • Yes a fairly productive day and at least the coffee tasted nice :).

    Not so good news with regard to BIL MTG, he has stage four prostate cancer :(. They are going to operate on Monday and hopefully he will respond well to the various treatments. We've decided to visit next weekend.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • I don't know why, they're not very exciting :rotfl:

    I find them soothing and am envious :p

    If I go out at the weekend OH insists on coming and buying a gazillion things we didn't know we 'needed'.
  • You'll have to get up early redo and sneak out without him very stealthily :rotfl:.

    DH knows knows I'd rather go alone and luckily his favourite Saturday activity is watching tv. He's a telly addict :D
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Well after a week of dry weather I can hear it raining outside! What timing! I'm glad I'm not standing out in the rain getting muddy feet and watching a load of fireworks go off :eek:

    The furry moron doesn't seem bothered by the noise at least, not sure if he's brave or just dumb :rotfl:.

    I found a trail of spinach earlier which led from the landing, down the stairs and into the kitchen. I do wonder what goes on in my house sometimes :huh:.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • We have two bathrooms and it does make everything so much easier to manage. Especially with a little one who 'always needs to go' and usually when one of us is on it.

    I'm sorry it's stage four prostate. With modern day treatment and medication, fingers crossed they will help him to beat it.

    xx
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Thank you Nicnak.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Hope all goes well with BIL’s op on Monday Hairy.

    I think a lot of the problems with coffee shops/ restaurants these days is staffing. It only takes a few staff not to turn up and the whole thing goes to pot. The restaurants and bars where I live are always advertising for staff - there seems to be more of a high turnover these days. I must say though that the standard of service in the Prets, Costas etc where I work in London is a lot higher than when I go to them in our nearest town. Staff there seem half asleep sometimes!

    Fireworks going off here in the background as well - much prefer to be nice and toasty indoors!
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • Thanks SSG. He's still got a chance if the treatment works, so we are hopeful.

    The service is normally good in my local Costa which is why I was so surprised. They were obviously having an off day :rotfl:

    Have a good evening.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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