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Finally Debt Free After 34 Years, But Still Need to Live Frugally
Comments
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HHOD can't sleep so just caught up with your diary. Sorry to hear about BIL, must be stressful for you and Mr HHOD.
Congratulations on getting your debt free badge.
The goals you have set look great , these will be the basis of your diary now!This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
Thanks SSG and Cumbria.
It is great to have some big new goals to focus on
Today should hopefully be a NSD. I also want to buy some breakdown cover with our Mr T vouchers, but couldn't get the voucher codes accepted last time :mad: so will try again today.
Our mortgage will go up after the interest rates rise
but hopefully not more than about £10. We'll just have to cut back somewhere else. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Cumbria_lass wrote: »HHOD can't sleep so just caught up with your diary. Sorry to hear about BIL, must be stressful for you and Mr HHOD.
Congratulations on getting your debt free badge.
The goals you have set look great , these will be the basis of your diary now!
Sorry you couldn't sleep last night, hope you weren't worried about anything.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
No worries HHOD , my sleep pattern is atrocious, I often find myself up in the early hours. Have tried every remedy known to man. I just accept it and get on with it. I seem to be able to function on the sleep I get . Thanks for asking .This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
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I like your debt free banner and the new goals at the bottom of your posts Hairy. I had a 0% balance transfer offer from one of my credit card providers today - it was a wonderful feeling to chuck it straight into the box to await shredding...........:D.Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”0 -
ooh missed the new signature
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hope today has been ok HHOD xxMummytogirls x0
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Ha ha yes I've been busy tweaking and adjusting my signature until I was happy with it :rotfl:. I must have changed it about five times :rotfl:
I want my new goals to be clearly defined so I can focus on them. Saving money is such a weird but wonderful feeling after paying off debts for so many years
An update on BIL; doctors think it may be prostate cancer that has spread, so he's had an injection there (?) and will have an operation and biopsy on Monday. The hospital he's in is one of the best for cancer treatment luckily.
I'm going to have another early night as still feel a bit meh. Have a good evening everyone Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Have a good sleep HHOD , hope you feel better in the morning .This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
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Love the signature too.
I'm sorry about BIL. Thinking of you all xSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x0
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