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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • Thanks happierdays and MTG, I could do with a breathing space from stress but being debt free feels amazing :D

    We'll know scan results for BIL tomorrow morning, so fingers crossed.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Everything crossed xx
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Just catching up on the last 2 days worth of posts and what a rollercoaster!! So sorry to hear about your BiL and fingers crossed for good news tomorrow, but super pleased to hear you are debt free and had a night of frugal celebrations. Congratulations Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • Munchin
    Munchin Posts: 2,816 Forumite
    Part of the Furniture 1,000 Posts Photogenic Debt-free and Proud!
    Will say a prayer for BIL.

    Congratulations on being debt free:j
  • Been off the boards but just checked in to read your fantastic news! Congratulations to you and your family! What a relief! Your list sounds eminently sensible and I’d start with the EF first.:D
    :j:j:j

    Also I do hope the scan results are positive for your BIL.
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • Thank you lucky, munchin and SSG for your congratulations and thoughts for BIL.

    We are so pleased about being debt free :j but tempered by a bit of worry about BIL of course :(. What a mixture of emotions :o
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Happy Thursday everyone. Today the sun is shining again and I'm hoping for a NSD :)

    I feel a bit meh still after my flu jab on Tuesday, but hoping that will wear off soon.

    I'm hoping for lots of surveys today and to get lots of work done :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Congratulations! Now you will have to remove the word 'nearly' from the title of your thread :)
  • Morning and happy Thursday to you too lovely.

    Hope you feel better, nothing like feeling meh.

    Have a lovely day xx
  • Morning :D

    Hope today goes well and you get good news from BIL x
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