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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • Reb2016
    Reb2016 Posts: 176 Forumite
    So sorry to hear about your BIL I have everything crossed for you.

    Reb
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 2 November 2017 at 9:21PM
    Thanks MTG and Reb. He's going to have more tests over the next couple of days, they are not sure the've found the source yet :(

    We're not sure when to visit as it's a six hour drive to visit him, so we'll wait for the test results before deciding. Luckily he has lots of other family nearby so has no shortage of visitors.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Thinking of you and the family x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Today was a NSD apart from £2.80 parking for DH's business meeting.

    Still feel exhausted, so trying not to overdo things. I'm sure I'll get my energy back after the weekend :o

    No surveys today, but siphoned some more money into Emergency Fund 2 (renamed car/Christmas fund EF 2 because it may need to be multipurpose).

    I hope everyonevhas had a good Thursday :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Sun_Addict
    Sun_Addict Posts: 24,227 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Blimey your diary moves fast! Sorry to hear about BIL :( Hopefully things will turn out ok in the end. I speak from experience, even if things sound bleak, it isn't always so - I've been there, done that, shrunk the tshirt - fingers crossed xx
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Sorry to hear the further BIL news. When it's such a long drive must make it hard to choose when to go.

    I haven't decided whether to have the flu jab as the last time I was quite poorly afterwards. I think the jab plus the money movements plus the feelings of relief and a bit of "what now" then news of your BIL is going to be overwhelming.

    Take care, thinking of you and the family
    Pauline
    Don't get it perfect - Get it going
    Better Than Before
  • Sun_Addict wrote: »
    Blimey your diary moves fast! Sorry to hear about BIL :( Hopefully things will turn out ok in the end. I speak from experience, even if things sound bleak, it isn't always so - I've been there, done that, shrunk the tshirt - fingers crossed xx

    Thanks SA things do seem to be happening at the moment :o

    I know you've had first hand experience of this and I'm so glad things turned out well for you (although not perfect I know).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Thanks pauline, it is hard to know when to visit as we can't keep going.

    The flu jab is a pain but it would be worse to have flu I always think :eek:.

    Yes we have had a lot to take in recently, I'd love a quiet weekend to let some of it sink in which hopefully we'll get.

    I'm going to have an early night tonight so have a great evening everyone :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 96,071 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hope you manage to sleep.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Thanks pauline, it is hard to know when to visit as we can't keep going.

    The flu jab is a pain but it would be worse to have flu I always think :eek:.

    Yes we have had a lot to take in recently, I'd love a quiet weekend to let some of it sink in which hopefully we'll get.

    I'm going to have an early night tonight so have a great evening everyone :)

    I always have the jab now as I was so ill with the flu the last time I caught it.

    Well done on your badge - it’s great when it’s awarded to you. :j

    And my thoughts are with your poor BIL and family. I do hope things turn around for him.
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
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