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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • doingitanyway
    doingitanyway Posts: 10,300 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Sorry you slept poorly.
    I'm sure you are right about needing a walk in the fresh air.
    Enjoy your Saturday saunter :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 3501000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Hope you got back to sleep Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • Sorry you slept poorly.
    I'm sure you are right about needing a walk in the fresh air.
    Enjoy your Saturday saunter :)
    Hope you got back to sleep Xx

    Thanks both :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • When I went back to bed after being awake I tripped over a box in the dark and fell over. I mainly fell on a wicker trunk but I did squash a few mince pies :eek:. So I moved the box somewhere else as my floor space is too cluttered with Christmas stuff. I've got a bruised leg and gouged some skin out of the sole of my foot :eek:.

    DH slept through the entire episode :rotfl:.

    I'm going on my Saturday ramble this morning so I'll need to go early to beat the crowds.

    Have a good Saturday everyone :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • jwil
    jwil Posts: 22,375 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Enjoy your ramble :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Oh no,I hope your not too batterd and bruised today,enjoy your walk x
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,894
  • Cherryfudge
    Cherryfudge Posts: 13,692 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    When I went back to bed after being awake I tripped over a box in the dark and fell over. I mainly fell on a wicker trunk but I did squash a few mince pies :eek:. So I moved the box somewhere else as my floor space is too cluttered with Christmas stuff. I've got a bruised leg and gouged some skin out of the sole of my foot :eek:.

    DH slept through the entire episode :rotfl:.

    I thought it was only me who does things like that.

    Hope you heal quickly and the Saturday Saunter is therapeutic. :)
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22

  • The laundry basket seems to have filled up overnight, so I've sorted some out and put it in the machine, ready to wash in the morning.
    .

    Yes, I want to know how that happens ! As soon as you're really beginning to feel on top of it, then suddenly a vast pile of 'absolutely essential' washing appears. I feel there are a lot of overworked laundry fairies around.

    A first this am - the milkman, because he's delivering Tuesday's order as well, left an entire milk crate at the door. Thank goodness he also included the eggs I mysteriously ran out of yesterday !

    Enjoy your Saturday ramble despite your wounds. Obviously I'm not the only one with an over-cluttered house.
  • Cherryfudge
    Cherryfudge Posts: 13,692 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    A first this am - the milkman, because he's delivering Tuesday's order as well, left an entire milk crate at the door. Thank goodness he also included the eggs I mysteriously ran out of yesterday !

    :eek::eek::rotfl: Do you have one of those huge American fridges?
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • :eek::eek::rotfl: Do you have one of those huge American fridges?

    No, but we do have a second little fridge in the integral garage which is invaluable at festive occasions !
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