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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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Comments

  • Well done on getting the food shop done at a reasonable price. We have chicken too as none of us are turkey lovers and even if I liked goose which I don't there is no way I would pay £43 for it. Ridiculous price. We have a chocolate yule log too but it will be eaten on Saturday when we have friends over but hopefully a few spare pieces for Christmas eve/boxing day. We are over at DDs for xmas day.

    Thanks ES :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • …. Christmas dinner is just a roast dinner with a few extras, so shouldn't need to cost the earth in theory. The extras for us are stuffing, bread sauce, cranberry sauce and pickled onions. We always have yorkshire puddings because DH loves them and makes them well :).

    I'm intrigued by the pickled onions with a roast chicken dinner. Is it a Devon speciality?
  • Well done on a MSE Xmas food shopping trip Hairy,I also love Yule log and normally buy one but no one seats it apart from me so I haven't bought one this year,I'm hoping I won't regret it🙀
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,894
  • I'm intrigued by the pickled onions with a roast chicken dinner. Is it a Devon speciality?

    I don't think so :rotfl:. I'm going to have Linda M beef roast instead of chicken as I'm vegetarian. I hope I like it as I've never had it before :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Well done on a MSE Xmas food shopping trip Hairy,I also love Yule log and normally buy one but no one seats it apart from me so I haven't bought one this year,I'm hoping I won't regret it🙀

    I hope you don't regret it either :rotfl:. My mum always used to buy a yule log.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • I hope you don't regret it either :rotfl:. My mum always used to buy a yule log.

    Hopefully I won't crack and buy one before the shops shut:rotfl:
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,894
  • Hopefully I won't crack and buy one before the shops shut:rotfl:

    Stay strong :rotfl:
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • I felt a bit sad when I woke up this morning. It's probably because we're going to my mum's house for Christmas lunch with stepdad, and my mum won't be there :(. Anyway aunt and uncle will be there and they are very nice.

    I'm looking forward to Christmas being over really but need to try and enoy it for the sake of DH and the DC.

    Tonight I'm going out with friends, so a busy day of social activities.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • At least you will have some distractions. It does get easier
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • At least you will have some distractions. It does get easier

    Thank you INOD hopefully I'll enjoy it when I get there.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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