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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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Comments

  • Enjoy your family lunch. Of course you are bound to feel a little sad but it will pass. I am desperately finding things to distract myself from even thinking about this being my first Christmas with no parents so I totally understand.
    On a lighter note we’ll done getting your Christmas shopping done. I’m going into slight panic mode deciding when to do ours but there will only be the two of us and food shops don’t close for another 4 days! We’re having chicken too - turkey too big and dry and the other culprits just not worth the money. Apart from my tried and tested red cabbage and apple, veggies and roasties pretty much else will be pre-made even though I can cook.
    Re DS3 - how about beans on toast or just rounds of toast if he’s hungry out of hours?
    Tilly Tidying and
    PADing in 2024 £250.62
    ___________________________________________________________________________________________

    RIP Mum & Dad - thanks for helping me on my journey to be
    Debt and Mortgage free from 2018

  • jwil
    jwil Posts: 22,375 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I hope you enjoy your day x
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Enjoy your day, HH:beer:.
  • Sallyforth wrote: »
    Enjoy your family lunch. Of course you are bound to feel a little sad but it will pass. I am desperately finding things to distract myself from even thinking about this being my first Christmas with no parents so I totally understand.
    On a lighter note we’ll done getting your Christmas shopping done. I’m going into slight panic mode deciding when to do ours but there will only be the two of us and food shops don’t close for another 4 days! We’re having chicken too - turkey too big and dry and the other culprits just not worth the money. Apart from my tried and tested red cabbage and apple, veggies and roasties pretty much else will be pre-made even though I can cook.
    Re DS3 - how about beans on toast or just rounds of toast if he’s hungry out of hours?

    Thanks Sally :). Will you spend Christmas just you and DH? I'm hoping that on the day we'll be kept busy cooking and going for a walk and that will distract me from thinking about my mum too much.

    I hope you get your food shop done before it gets too crowded. Early morning or late at night are the least busy times I would assume.

    The trouble is DS3 eats when I'm asleep :mad: but I will suggest sandwiches or rounds of toast rather than constant cooking.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Sallyforth wrote: »
    Enjoy your family lunch. Of course you are bound to feel a little sad but it will pass. I am desperately finding things to distract myself from even thinking about this being my first Christmas with no parents so I totally understand.

    Re DS3 - how about beans on toast or just rounds of toast if he’s hungry out of hours?

    First Xmas definitely the worst, SF. I found that toasting absent ones, while it might make one feel choked at best, it seemed right to formally acknowledge that they were thought of with love.
    My father's birthday came round while we were on holiday with friends. We toasted him, and one friend said, 'He sounded as if he was a fine man' - yes, he was and I miss him still. But whilst my voice was very unsteady for a bit, it seemed to help that others thought of him for my sake. I hope your Xmas is as happy as it can be.

    As for feeding young men, I remember my brother used to come home from school and eat 2 thick slices of bread while he was THINKING about what to eat !!
  • jwil wrote: »
    I hope you enjoy your day x
    Enjoy your day, HH:beer:.

    Thanks both of you :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • First Xmas definitely the worst, SF. I found that toasting absent ones, while it might make one feel choked at best, it seemed right to formally acknowledge that they were thought of with love.
    My father's birthday came round while we were on holiday with friends. We toasted him, and one friend said, 'He sounded as if he was a fine man' - yes, he was and I miss him still. But whilst my voice was very unsteady for a bit, it seemed to help that others thought of him for my sake. I hope your Xmas is as happy as it can be.

    As for feeding young men, I remember my brother used to come home from school and eat 2 thick slices of bread while he was THINKING about what to eat !!

    Thank you Elizabeth. It will be difficult but we have to get through it.

    I don't understand why young men eat so much :eek:.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Hope you have a lovely time today HH

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • I'm so glad I didn't have sons, there is now way I could afford it😂 daughters don't eat half as much 😂
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,894
  • daisy_1571
    daisy_1571 Posts: 2,243 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    My father's birthday came round while we were on holiday with friends. We toasted him, and one friend said, 'He sounded as if he was a fine man' - yes, he was and I miss him still.

    That would seem to me to be the finest epitaph anyone could hope to attain. I hope somebody will say that about me after I'm gone (substituting some sort of feminine noun of course:) my days of being mistaken for a boy are long gone :rotfl:!!).

    Dxx
    22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈⭐ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'
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