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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • Hope you enjoyed your meal today with your stepdad HH. The first year without your mum will be sad but it will get easier. I still get choked up thinking about my Dad and all he missed but that is how our loved ones live on. In our memories and hearts. Better than them not being missed at all.
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  • cheap cereal for my ever hungry son. it does require vast quantities of milk!
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • Hope you have a lovely time today HH

    x

    Thanks Wannabe :).
    I'm so glad I didn't have sons, there is now way I could afford it😂 daughters don't eat half as much 😂

    :rotfl:
    cheap cereal for my ever hungry son. it does require vast quantities of milk!

    DS3 doesn't like cereal :mad:.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • daisy_1571 wrote: »
    That would seem to me to be the finest epitaph anyone could hope to attain. I hope somebody will say that about me after I'm gone (substituting some sort of feminine noun of course:) my days of being mistaken for a boy are long gone :rotfl:!!).

    Dxx
    Hope you enjoyed your meal today with your stepdad HH. The first year without your mum will be sad but it will get easier. I still get choked up thinking about my Dad and all he missed but that is how our loved ones live on. In our memories and hearts. Better than them not being missed at all.

    Thanks :). My mum will always be missed by so many people.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Yes HH it will just be DH and I for Christmas lunch but I am doing the full works in respect for our late parents. We don’t have DC (out of choice) but our two spoilt Burmese cats will enjoy some chicken no doubt. It will be a day of celebration not least for the hope a new year brings. I’m actually looking forward to breaking open my annual treat - a box of York Fruits!
    Tilly Tidying and
    PADing in 2024 £250.62
    ___________________________________________________________________________________________

    RIP Mum & Dad - thanks for helping me on my journey to be
    Debt and Mortgage free from 2018

  • That sounds really nice Sally :). I hope you (and the cats) have a lovely time.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Sun_Addict
    Sun_Addict Posts: 24,327 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Mr SA and DD are having chicken too on Christmas Day they don't like turkey. We have been known to have curry :) I'm making a vegan lentil roast for me (Deliciously Ella recipe).

    It's only natural you'll have a tinge of sadness this year, the first Christmas without someone is always hard - take care xx
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Sun_Addict wrote: »
    Mr SA and DD are having chicken too on Christmas Day they don't like turkey. We have been known to have curry :) I'm making a vegan lentil roast for me (Deliciously Ella recipe).

    It's only natural you'll have a tinge of sadness this year, the first Christmas without someone is always hard - take care xx


    Thanks SA :). The vegan lentil roast sounds good.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 22 December 2018 at 12:46AM
    Christmas lunch at stepdad's house went well. He cooked a lovely meal, but it didn't feel very Christmassy as he couldn't face putting any decorations up. It felt strange without my mum, so I felt a little sombre. But it was nice to be with family and nice of stepdad to go to all that trouble.

    Then I went out with my friends later to an Indian restaurant. We shared two rices between the four of us and I had a vegetable side dish. Then I had coke with the meal and a cup of tea after. My portion of the bill was £13.75 and I gave £15 to include a small tip, so not too bad :). Then I paid £3 towards the taxi home. So the whole night cost me £18 including the tip. It still sounds like a lot of money to me :( but one of my friends paid £35 for her meal :eek: compared to my £15 as she ordered a lot more.

    I feel really tired now after all the unacustomed socialising, so I'm off to bed.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 22 December 2018 at 10:01AM
    I feel wide awake :(. All the socialising has overstimulated my brain :o. Plus the rapid approach of Christmas is unsettling me.

    I need a long walk in the fresh air tomorrow. Most of today I've been sitting down and talking.

    The laundry basket seems to have filled up overnight, so I've sorted some out and put it in the machine, ready to wash in the morning.

    I'm going to do my usual Saturday ramble tomorrow morning and pick up a few bits in Mr T that we've forgotten. I expect I'll be glad to come home away from the crowds after that :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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