Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • HairyHandofDartmoor
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    DH reminded DS2 about the money towards bills today and he went and drew out £200 and gave it to DH :T. Isn't he good? It's a massive relief as now we have food money for Wednesday and I'm thinking maybe I'll get the clothes horse with my £20 PA money :T (I thought I'd have to spend it on food).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • doingitanyway
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    So pleased your son gave you the bills money :)
    Glad you can buy the clothes horse and hopefully some more money will come in for the business too.
    Enjoy pilates tonight.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.

    Solicitor/survey savings 300/1700
    Emergency fund 0/1000
    Buffer fund 0/200
  • HairyHandofDartmoor
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    Thanks DIA :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • please-let-me-be-lucky
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    Brilliant news about the £200 from DS2 :j Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • elizabethhull
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    DH reminded DS2 about the money towards bills today and he went and drew out £200 and gave it to DH :T. Isn't he good? It's a massive relief as now we have food money for Wednesday and I'm thinking maybe I'll get the clothes horse with my £20 PA money :T (I thought I'd have to spend it on food).

    Lovely news !
    The clothes horse will be a wonderfully useful thing to buy.

    OH just brought in the last pear off the tree, and the last 4 tomatoes from our outdoor plants - incredible to pick anything at this time !
  • HairyHandofDartmoor
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    Brilliant news about the £200 from DS2 :j Xx

    Thanks Lucky :)
    Lovely news !
    The clothes horse will be a wonderfully useful thing to buy.

    OH just brought in the last pear off the tree, and the last 4 tomatoes from our outdoor plants - incredible to pick anything at this time !

    Thanks Elizabeth :). This is very late in the year to be picking fruit :T.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Willowtree222
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    Yay, clothes horse is really going to help you so I think it is a good £20 spend. Glad you have the money from DS. X
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Sallyforth
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    I’m so glad about the clothes horse and DD2 paying. Today we visited the seals and walked sort of near the sea - it is way out over the Humber. The simple things in life mean a lot and I suddenly felt overwhelmed with gratefulness that we don’t live in a worn-torn or truly poverty stricken place. Sometimes I yearn for a faith but then other times I am happy to be as I am.
    HH, I have been in your position and I know you will endure and come out on top. In the meantime enjoy those small pleasures like Pilates and friends.
    SF x
    Tilly Tidying and
    PADing in 2024 £250.62
    ___________________________________________________________________________________________

    RIP Mum & Dad - thanks for helping me on my journey to be
    Debt and Mortgage free from 2018

  • HairyHandofDartmoor
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    Thank you Sally. Nature and simple pleasures can be very soothing.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
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    Pilates was good but I feel worn out now! I'm really glad I went though because the teacher is lovely and I get to chat to my friend walking there and back. My Fitbit stats are 15,183 steps, 6.91 miles, 2,094 calories, 51 floors and 42 active minutes so far today, so no wonder I'm tired.

    I feel a bit emotional today, I don't know why. Maybe because it was my mum's birthday recently, or the four month anniversary. I just feel like I'm missing her really badly at the moment. I've never been this long without seeing her :(. Or maybe it's being so short of money. So I'm glad I've had a busy day today to distract me.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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