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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • Lovely day for walking here, hope you have an enjoyable walk.
  • Just had a surprise really heavy hailstorm which lasted about 5 minutes:eek:. I'd just ventured down the long garden to pick a few apples for some crumbles and got caught in it:mad:. Came rushing back (those hailstones really hurt:eek:) and just as suddenly as it started it stopped. Sky is very black now though, I think the rain might be heading back:(


    I hope everyone who is doing anything outdoors this afternoon is faring better
  • We had snow here yesterday (being one of the North East areas Carboot saw on the news!!). It didn’t really lie as we’d had heavy rain just beforehand.

    Glad you got through the day of the wedding, and hope you’ve had a nice day today Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • It was cold in the night so I'm glad I put the winter duvet on the bed. Even with a fleece blanket on top it was still a bit chilly at times. I may need to dig out the beautiful wool NT blanket my mum gave us a couple of years ago. .

    We've also succumbed to the winter duvet (a 9), but I toss & turn so much during the night that DH frequently wakes up with it barely covering him. Anyone any ideas how this can be rectified ?

    DD2 off to an escape room & meal out - we are watching Cbeebies with grandson. He has a cold and has been here since 11am, so we thought a bit of TV would be harmless.

    We had his favourite for lunch -'basagna' !!

    It's been full of sun here too. I can attest that seen through play glasses with red lenses, the effect of sunlight is dramatic, startlingly red and utterly gorgeous.
  • Sun_Addict
    Sun_Addict Posts: 24,332 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I put our winter duvet on too this weekend. At least the wedding is over now and you've saved a fortune by not attending. Your walk by the sea sounded so lovely.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • jwil wrote: »
    Have a good day xx
    beanielou wrote: »
    Enjoy your day :)
    Lovely day for walking here, hope you have an enjoyable walk.

    Thanks all.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 28 October 2018 at 8:16PM
    I'm glad the wedding is over now and you and your stepdad can try to put it to the back of your minds. No good brooding on what might have been.


    I hope the work on your business goes well and it's soon up and running for you.


    Thinking about being cold in the night, do you have any hot water bottles? They're a cheap and easy heating solution:j. I still use one I've had for donkey's years, and just hope the rubber isn't on the verge of perishing and decides to spring a leak during the night:eek:.


    It rained all day yesterday and into the night and there was a biting wind. It was dark and gloomy, I think we had the lights on most of the day. Today is brighter but showers are forecast sometime during the day and it's still very cold. Definitely not a day for venturing far outdoors and gardening is out of the question as everywhere is really squelchy after the rain. I'm sure I can find something useful to do inside, the work never seems to end:(


    Enjoy your meal with stepdad. It sounds as if he's struggling at the moment as I know you are. Sending hugs.

    Thanks Carboot. We had a lovely walk.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • We've also succumbed to the winter duvet (a 9), but I toss & turn so much during the night that DH frequently wakes up with it barely covering him. Anyone any ideas how this can be rectified ?

    DD2 off to an escape room & meal out - we are watching Cbeebies with grandson. He has a cold and has been here since 11am, so we thought a bit of TV would be harmless.

    We had his favourite for lunch -'basagna' !!

    It's been full of sun here too. I can attest that seen through play glasses with red lenses, the effect of sunlight is dramatic, startlingly red and utterly gorgeous.
    Sun_Addict wrote: »
    I put our winter duvet on too this weekend. At least the wedding is over now and you've saved a fortune by not attending. Your walk by the sea sounded so lovely.

    Thanks both of you. It is chilly at night here but quite warm around lunchtime.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • We had snow here yesterday (being one of the North East areas Carboot saw on the news!!). It didn’t really lie as we’d had heavy rain just beforehand.

    Glad you got through the day of the wedding, and hope you’ve had a nice day today Xx

    Thanks Lucky. I'm glad we didn't have snow :eek:
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • We've also succumbed to the winter duvet (a 9), but I toss & turn so much during the night that DH frequently wakes up with it barely covering him. Anyone any ideas how this can be rectified ?

    Have you thought about two duvets? One single for him and then double over you both? x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
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