We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Comments
-
Sugarcandy wrote: »Hi all, a lurker here. I've not had time to catch up on diaries this week, but as it's such an awful day, I thought I would do it this afternoon. Who would have thought reading a money saving diary would cost me £20 :rotfl: I had to buy those cashmere gloves you are all so pleased with
x
Thanks for popping in Sugarcandy. I hope the gloves keep you lovely and warm. If you wear them indoors they may save you money on the heating :rotfl:. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
OMG Sugarcandy, the same thing happened to me. I didn't even know that shop HAD a website before Redo posted. She'll want commission nowSugarcandy wrote: »Who would have thought reading a money saving diary would cost me £20 :rotfl: I had to buy those cashmere gloves you are all so pleased with x If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 3501000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
HairyHandofDartmoor wrote: »
It's chilly and my weather app says eight degrees, but it must be warmer than that indoors. We're sitting under blankets, so no heating has gone on yet :A.
Cold here too. Tomorrow I shop for thermals.
Your walk by the sea and your milky coffee sounded lovely If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 3501000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
doingitanyway wrote: »Cold here too. Tomorrow I shop for thermals.
Your walk by the sea and your milky coffee sounded lovely
It was nice DIA. Especially as it was free. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Glad you still enjoyed your day I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Thanks Beanie. I need to learn that enjoyment doesn't have to cost money.
The evening do will have started at the wedding now. I expect they'll be having champagne and canapes right now. It's really hard not to think about it
. Still we've probably saved £500 of money we don't have by not going, so I must try and focus on that.
DS1 is watching Friday Night Dinner atm, it is actually hilarious :rotfl:.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Having an extra hour today is going to be useful as DH and I are going to work on my business this morning. After that we'll eat lunch and then my stepdad is coming for a walk and then dinner here.
Stepdad had a tough day yesterday as it was the wedding he'd planned to be at with my mum. I found it unsettling too, so I'm glad it's over now. Although I hope the bride and groom had a lovely day..
It was cold in the night so I'm glad I put the winter duvet on the bed. Even with a fleece blanket on top it was still a bit chilly at times. I may need to dig out the beautiful wool NT blanket my mum gave us a couple of years ago.
It's a lovely sunny day again so perfect walking weather. Have a good day everyone.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Have a good day xx"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
-
Enjoy your day I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
HairyHandofDartmoor wrote: »Having an extra hour today is going to be useful as DH and I are going to work on my business this morning. After that we'll eat lunch and then my stepdad is coming for a walk and then dinner here.
Stepdad had a tough day yesterday as it was the wedding he'd planned to be at with my mum. I found it unsettling too, so I'm glad it's over now. Although I hope the bride and groom had a lovely day..
It was cold in the night so I'm glad I put the winter duvet on the bed. Even with a fleece blanket on top it was still a bit chilly at times. I may need to dig out the beautiful wool NT blanket my mum gave us a couple of years ago.
It's a lovely sunny day again so perfect walking weather. Have a good day everyone.
I'm glad the wedding is over now and you and your stepdad can try to put it to the back of your minds. No good brooding on what might have been.
I hope the work on your business goes well and it's soon up and running for you.
Thinking about being cold in the night, do you have any hot water bottles? They're a cheap and easy heating solution:j. I still use one I've had for donkey's years, and just hope the rubber isn't on the verge of perishing and decides to spring a leak during the night:eek:.
It rained all day yesterday and into the night and there was a biting wind. It was dark and gloomy, I think we had the lights on most of the day. Today is brighter but showers are forecast sometime during the day and it's still very cold. Definitely not a day for venturing far outdoors and gardening is out of the question as everywhere is really squelchy after the rain. I'm sure I can find something useful to do inside, the work never seems to end:(
Enjoy your meal with stepdad. It sounds as if he's struggling at the moment as I know you are. Sending hugs.0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.9K Banking & Borrowing
- 253.5K Reduce Debt & Boost Income
- 454.1K Spending & Discounts
- 244.9K Work, Benefits & Business
- 600.5K Mortgages, Homes & Bills
- 177.4K Life & Family
- 258.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards