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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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Comments

  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Are you going away tomorrow HHOD? If so I hope you have a restful week xx
    Mummytogirls x

  • Hope you have continued to feel better and have had a lovely evening at your parent’s house Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • beanielou wrote: »
    Enjoy your dinner :)

    Thanks Beanie :)
    Are you going away tomorrow HHOD? If so I hope you have a restful week xx

    Thanks MTG, I'm going on Wednesday.
    Hope you have continued to feel better and have had a lovely evening at your parent’s house Xx

    Thanks Lucky :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • redofromstart
    redofromstart Posts: 5,932 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    I was craving something sweet today and was tempted by DS1's cookie crisp cereal (the only sweet thing in the house) but I resisted and had a banana instead :T.

    I'm not sure what impresses me more, your restraint or the fact that's the only sweet thing in the house!

  • Going away will probably do me good because I feel a bit run down and there's not much housework to do at my dad's house as he and my stepmum are very tidy. I offer to help but nothing needs doing half the time :rotfl:. It makes a change from cleaning up after four people.

    Sounds like a wonderful and much-needed time out from the daily routine. How do people manage to be so on top of everything that it appears nothing needs doing, whereas the rest of us are continually 'fire-fighting' ? I have a sneaking suspicion that such people don't have as much 'stuff' to curate - de-cluttering is the watchword.

    Have a great time, HHOD !
  • 117pauline
    117pauline Posts: 743 Forumite
    Part of the Furniture 500 Posts
    Hi there

    Thought this was the best place to say I am alive and in Spain. I have been here for a week now and it is a tough life!! I have swam a couple of times a day as the pool is about ten steps from my friend's villa.

    I have been out and about too although I have just been relaxing and sleeping a lot. It is marvellous to sleep! Eating lots of salads and fruit.

    What I hadn't expected was the fact that being housebound for the last six months has meant I have no energy to move. As I have done little exercise, I need to build up my strength. Little and often.

    So HH, enjoy your escape and have a relaxing time.

    Lots of love to everyone, take care
    Pauline
    Don't get it perfect - Get it going
    Better Than Before
  • 117pauline wrote: »
    Hi there

    Thought this was the best place to say I am alive and in Spain. I have been here for a week now and it is a tough life!! I have swam a couple of times a day as the pool is about ten steps from my friend's villa.

    I have been out and about too although I have just been relaxing and sleeping a lot. It is marvellous to sleep! Eating lots of salads and fruit.

    What I hadn't expected was the fact that being housebound for the last six months has meant I have no energy to move. As I have done little exercise, I need to build up my strength. Little and often.

    So HH, enjoy your escape and have a relaxing time.

    Lots of love to everyone, take care
    Pauline

    How lovely to hear from you, Pauline:T

    Sounds as if this holiday is exactly what you need to recharge your batteries:j. Enjoy the rest of your stay:beer:
  • jwil
    jwil Posts: 22,397 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope you are feeling better and get the opportunity to have a nice rest while you are away xx
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • beanielou
    beanielou Posts: 96,579 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Lovely to hear from Pauline :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • I'm not sure what impresses me more, your restraint or the fact that's the only sweet thing in the house!

    Unfortunately I sucumbed today :(. DH is diabetic, I'm trying to lose my spare tyre and the DC are old enough to buy their own chocolate/biscuits :rotfl:. It does help to remove temptation.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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