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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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Comments

  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Talking of the furry moron, DS1 went to bed on Thursday night and forgot to put him back in his cage, so he had free run of the living room all night :eek:.

    DH popped his head around the door on Friday morning and did a double take when he saw a rabbit sitting in the middle of the room :eek:. The furry moron was doing his Sphinx impression and appeared to be asleep :rotfl:.

    Amazingly he hadn't chewed any cables or peed on the carpet, so he was a very good boy.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • in_need_of_direction
    in_need_of_direction Posts: 7,838 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    not such a moron after all
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.
  • beanielou
    beanielou Posts: 96,584 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I have been cleaning up after the cats.
    It just goes on & on & on...........
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • elizabethhull
    elizabethhull Posts: 767 Forumite
    Part of the Furniture 500 Posts
    beanielou wrote: »
    I have been cleaning up after the cats.
    It just goes on & on & on...........

    I wish I could have had cats - hubby never liked pets so our girls have only ever had goldfish.:cry:
    But they both have cats in their own houses, and I have friends with cats, and internet cats, and Youtube cats.......................
  • fraserbooks
    fraserbooks Posts: 342 Forumite
    Well done to DS3. I had a school friend go to Royal Holloway. It had only just started taking male undergraduates then and they were outnumbered several times over by the women. Disconcertingly from the outside the main building looks a lot like Holloway prison. I hope he enjoys his time there and does not find it too expensive living in London.
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    in_need_of_direction wrote: »
    not such a moron after all

    Very true :D
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 16 June 2018 at 6:41PM
    beanielou wrote: »
    I have been cleaning up after the cats.
    It just goes on & on & on...........

    The furry moron kicks sawdust over the carpet every time we vacuum, I'm sure he does it on purpose :mad:.
    elizabethhull wrote: »
    I wish I could have had cats - hubby never liked pets so our girls have only ever had goldfish.:cry:
    But they both have cats in their own houses, and I have friends with cats, and internet cats, and Youtube cats.......................

    Maybe you should swop hubby for a cat :rotfl:. I like cats too but three of us have asthma and are allergic to cats :(. I grew up with a dog, then rabbits and guinea pigs and then cats, before my asthma came on. The furry moron will probably be our last pet sadly.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    fraserbooks wrote: »
    Well done to DS3. I had a school friend go to Royal Holloway. It had only just started taking male undergraduates then and they were outnumbered several times over by the women. Disconcertingly from the outside the main building looks a lot like Holloway prison. I hope he enjoys his time there and does not find it too expensive living in London.

    Thanks :). He will get a full loan so should manage hopefully. One thing we have taught our DC is how to be frugal :T. We couldn't afford to spoil them :o.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I haven't done any of my chores since getting back because I started to feel a bit rough. I've had a lie down but that doesn't seem to have helped :(. I've got a headache, neck ache, ear ache and the sinuses in my cheek feel blocked and uncomfortable :(. I hope I'm not coming down with anything just before I go away.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 96,584 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    HairyHandofDartmoor wrote: »
    I haven't done any of my chores since getting back because I started to feel a bit rough. I've had a lie down but that doesn't seem to have helped :(. I've got a headache, neck ache, ear ache and the sinuses in my cheek feel blocked and uncomfortable :(. I hope I'm not coming down with anything just before I go away.

    Also hoping you are not coming down with anything :(
    Take care.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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