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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • System
    System Posts: 178,377 Community Admin
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    Glad to hear you are solvent again. Not good to hear you have the head cold. Hoping it doesn't last long.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • abba1772
    abba1772 Posts: 7,746 Forumite
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    Sorry your not feeling well hairy hope it passses quickly xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
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  • Sun_Addict
    Sun_Addict Posts: 24,503 Forumite
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    Glad the big payment came in :) Boo to the cold - it's not long since you had flu, hope this bout clears up PDQ xx
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • beanielou
    beanielou Posts: 96,885 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Sun_Addict wrote: »
    Glad the big payment came in :) Boo to the cold - it's not long since you had flu, hope this bout clears up PDQ xx

    From me too.
    Add in high doses of vitamin c :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sorry to hear you're feeling under the weather again, HH. There seem to be s lot of people around with 'summer' colds at the moment or maybe it's hayfever. Do you think yours might be that seeing as you've been spending a lot of time doing things outdoors? My Mum developed hayfever for the first time when in her late 40s:eek:. Her GP said she was allergic to just one specific type of tree pollen.


    Whatever it is I hope you're on the mend again now:coffee:


    Great news about the overdue payment, HH:T. It must have been a real relief to get it and be able to pay off what you needed to with it. Lets hope anyone else who still owes you anything pays up very soon.
  • Munchin
    Munchin Posts: 2,816 Forumite
    Part of the Furniture 1,000 Posts Photogenic Debt-free and Proud!
    Hi HHD, I hope you feel better soon. My Mum & sis both have a cold and my Mum says she has never felt worse so I hope it passes soon.
  • jwil
    jwil Posts: 22,584 Forumite
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    Great news about the payment! Hope the cold goes soon x
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Glad to hear you are solvent again. Not good to hear you have the head cold. Hoping it doesn't last long.
    abba1772 wrote: »
    Sorry your not feeling well hairy hope it passses quickly xx
    Sun_Addict wrote: »
    Glad the big payment came in :) Boo to the cold - it's not long since you had flu, hope this bout clears up PDQ xx

    Thank you, I hate being unwell :mad:
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou wrote: »
    From me too.
    Add in high doses of vitamin c :)

    Thanks Beanie.
    Sorry to hear you're feeling under the weather again, HH. There seem to be s lot of people around with 'summer' colds at the moment or maybe it's hayfever. Do you think yours might be that seeing as you've been spending a lot of time doing things outdoors? My Mum developed hayfever for the first time when in her late 40s:eek:. Her GP said she was allergic to just one specific type of tree pollen.


    Whatever it is I hope you're on the mend again now:coffee:


    Great news about the overdue payment, HH:T. It must have been a real relief to get it and be able to pay off what you needed to with it. Lets hope anyone else who still owes you anything pays up very soon.

    Thanks Carboot . It's definitely a head cold as I suffer from hayfever and allergic rhinnitis all the year round, so I know the difference between the symptoms :(.
    Munchin wrote: »
    Hi HHD, I hope you feel better soon. My Mum & sis both have a cold and my Mum says she has never felt worse so I hope it passes soon.

    Thank you, I hate having a cold :mad:
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • jwil wrote: »
    Great news about the payment! Hope the cold goes soon x

    Thanks Jwil.

    I still feel pretty rough and my nose is sore from constant blowing, but the sore throat has gone. I had to sleep with the tissues in bed with me my nose was so bad :(.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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