We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Comments
-
redofromstart wrote: »Transactional analysis is really interesting. Hope you enjoy the book
I've heard of it but don't really know what it is, so it will be interesting to find out
. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Happy Sunday
Thanks Beanie.
I've weeded two borders and they look much better, plus deadheaded some flowers. I had to come in after that because I was too hot! There's no shade in our garden in the afternoon. I also weeded the front garden earlier and had a short chat with our new neighbour, she seems nice.
I feel really tired now :mad:. I was going to clean the bathroom but I may leave it for another day. I'd like to pack away my winter jumpers, blankets, etc, so I'll do that when I've had a rest.
I wish I had more stamina, I must be getting old
. Mind you I did a lot of steps yesterday (12,489) plus housework when I got home.
DS1 is out doing some rare socialising, which is good. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
HairyHandofDartmoor wrote: »I've heard of it but don't really know what it is, so it will be interesting to find out.
You're one up on me then HH, as I've never even heard of it:o.
I went to a house sale(well, the contents of the house and small home business) on Saturday morning and treated myself to a heavy duty paper shredder. It looks brand new and the owner said it had only been used 6 times. It shreds anything, up to 14 pages at once and runs for ages before needing a quick cool down. It will replace my old one which totally burned out but given the use it was put to and the fact that it was a real cheapie basic model it's hardly surprising. The new one retails at around £114 online (cheapest price) and I got mine for £20:j:j:j. Can't wait to play with it but have been too busy since I got it. Just need to persuade OH to clear out the contents of his 2 full size 3-drawer filing cabinets now. He saves everything, a lifetime of payslips etc.:eek:0 -
I hope you're all enjoying the weather, although as with you, HH, it's too hot for me too:(
The car boot sale went reasonably well despite the buyers being a bit sparse. Obviously they had better things to do today. It was really cool and misty first thing but baking hot by 11 o'clock:(. Glad to be home with the profit of £93.15 and a fair amount of clutter gone:j. Going to have a shower and then a few cups of tea. However hot the weather, tea is my saviour and reviver:j0 -
That was a bargain on the shredder and not a bad profit from the car boot sale. I drink tea whatever the weather too. Enjoy your tea Carboot .
I reckon most people are at the beach or picnicking on the moors today. I feel too tired after my gardening to go out anywhere and DH usually likes to stay in and chill on a Sunday.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Good news on the car boot carbootcrazy.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hi Hairy - catching up with you - hoping that you get paid out soon!
Your book sounds intriguing ( I'm afraid I don't know what transactional analysis means either!)
Enjoy the rest of your Sunday.Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”0 -
I read Fast Food Nation quite recently, it was interesting!
I love Parks and Recreation
Well done on the boot sale and you gov CBC "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Seasidegal58 wrote: »Hi Hairy - catching up with you - hoping that you get paid out soon!
Your book sounds intriguing ( I'm afraid I don't know what transactional analysis means either!)
Enjoy the rest of your Sunday.
When I've read the book I'll tell you what it is :rotfl:I read Fast Food Nation quite recently, it was interesting!
I love Parks and Recreation
Well done on the boot sale and you gov CBC
It is an interesting book, I bet the whole situation is even worse now as it was written a few years ago.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Good news and bad news. Our biggest invoice was paid today :T but I've caught DS1's head cold :mad:. The good news very much outweighs the bad. We've paid the council tax and NP0wer and topped up the emergency fund a bit, what a relief :j.
I feel very rough today due to the cold, but got some work done plus two loads of laundry dried in the garden.
I need an early night now because I feel bone weary. I'm back on the eccinacea again! Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0
![[Deleted User]](https://us-noi.v-cdn.net/6031891/uploads/defaultavatar/nFA7H6UNOO0N5.jpg)
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.4K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.4K Spending & Discounts
- 245.4K Work, Benefits & Business
- 601.2K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards