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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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Comments

  • This is a really useful post by uncanny scot
  • This is a really useful post by uncanny scot

    Yes an excellent post with very good advice.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • This is ridiculous. I am so sorry to all of you who have lost diaries. SA a few days ago and now ABBA and Cumbria Lass and Lady May. All posted often and their diaries were wonderful to read and comment on. I am not sure what is going on and if anyone at MSE is doing anything (I have emailed the forum team a few times but got no answers yet). Please keep posting and keep a copy if you can.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    The 365 Day 1p Challenge 2025 #1 £667.95/£391.55
    Save £12k in 2025 #1 £12000/£12000
  • If you read Uncanny Scot's post that Redo put a link to, then you will see that the MSE IT team are doing their best to fight this, but they are under attack by malicious trolls/hackers :(.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • All this news of lost/deleted diaries is appalling. I always had total trust in MSE and felt this site was a safe and reliable place to be. Obviously not! Commiserations to anyone who has lost their diary:kisses3:


    Funnily enough I was wondering whether to start a diary of my own after a few posters on ones I chat on have encouraged me to do it. I haven't yet mainly because, compared to everyone else whose diaries I read, like yours HH, my life is so humdrum:o. I'd hate to have no subscribers and be a Billy-no-mates (or whatever the female equivalent is:think:):eek:

  • Funnily enough I was wondering whether to start a diary of my own after a few posters on ones I chat on have encouraged me to do it. I haven't yet mainly because, compared to everyone else whose diaries I read, like yours HH, my life is so humdrum:o. I'd hate to have no subscribers and be a Billy-no-mates (or whatever the female equivalent is:think:):eek:

    I think any diary of mine would not only be humdrum, but a long list of never-ending 'round tuits' !!

    Losing all one's posts & supportive replies must be so disheartening. Is that what happened to pooh ?
  • Seasidegal58
    Seasidegal58 Posts: 6,137 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    All this news of lost/deleted diaries is appalling. I always had total trust in MSE and felt this site was a safe and reliable place to be. Obviously not! Commiserations to anyone who has lost their diary:kisses3:


    Funnily enough I was wondering whether to start a diary of my own after a few posters on ones I chat on have encouraged me to do it. I haven't yet mainly because, compared to everyone else whose diaries I read, like yours HH, my life is so humdrum:o. I'd hate to have no subscribers and be a Billy-no-mates (or whatever the female equivalent is:think:):eek:


    Give your diary a bash CBC! We'll all subscribe and keep you company!
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • EssexHebridean
    EssexHebridean Posts: 24,599 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Jwil's has gone too. :(

    I suspect all we can do currently is sit tight, start new diaries where possible when ours have gone, back up for those who can do so easily and try not to let them beat us. At least with the Spam button gone things are slightly less easy for the trolls.
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    Balance as at 31/08/25 = £ 95,450.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • System
    System Posts: 178,367 Community Admin
    10,000 Posts Photogenic Name Dropper
    Hope you have had a good day HHOD away from all the traumas of lost diaries.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Munchin
    Munchin Posts: 2,816 Forumite
    Part of the Furniture 1,000 Posts Photogenic Debt-free and Proud!
    Really sad to see the diaries being attacked like this. The support I get from reading and posting has been amazing. Can't see the logic in wanting to sabotage the threads but there is no rhyme or reason why people want to do this sort of thing.
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