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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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Comments

  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    edited 18 January 2018 at 9:32AM
    carbootcrazy, do you do swagbucks? Collect Amazon vouchers, buy one that way. I do about £20 each month that way. They do sometimes get sold off cheap as they are discontinued (think I paid £30 for a One from Maplins) Keep an eye on ebay for people who don't get on with them, Have a look in the £shop for a simple pedometer if its just step counting that bothers you. Just some thoughts! Ask around, a girl I worked with bought one and never actually wore it, more money than sense.

    Thanks. Great advice:T. I looked on the Argos website and they are selling the Charge2 for £89.99 at the moment.


    No, I don't do Swagbucks, I do very little online or app-related apart from surveys when I can. Takes months to get enough points to cash-out:o. Don't have the technology or connectivity. I don't even have a smartphone:eek:, only a basic ancient PAYG 'brick' for emergency use when I'm driving in isolated areas on my own at night. I'm a technological dinosaur:o


    I do have a tiny basic pedometer that clips to a waistband (a freebie from years ago) and I have used that but it's other functions I'd like such as heart-rate monitor etc and not just the step-counter.
  • Yes the Fitbit does have a lot more useful functions than just counting steps Carboot. Maybe you could sell a few things on ebay to raise money for one?

    I've done my volunteering this morning and this afternoon just worked. A NSD day and it will be a AFD too :).

    I did one YG survey and am almost halfway to my 5000 points, sigh, it's going to take me another six months at this rate! But when all my PA surveys have been approved I have about £10.30 I'll withdraw :T.

    Hardly any steps today, but tomorrow I'll go for my walk. I hope it's not going to rain, the weather was very peculiar today ranging from heavy rain to sunshine :huh:.

    Also out National Trust membership cards arrived :j.

    Hope everyone has had a good Thursday :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 96,485 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I am loosing the will with You Gov it has to be said.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • System
    System Posts: 178,368 Community Admin
    10,000 Posts Photogenic Name Dropper
    Very busy day then HH.

    For a change there were loads of PA surveys when I got home , I have done 10. It will be a fluke, I won’t get anymore for months now . I am 362 points of you gov payout.

    Enjoy your evening.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • beanielou wrote: »
    I am loosing the will with You Gov it has to be said.

    You have to be so patient, I just wish they'd send more surveys :mad:.
    Very busy day then HH.

    For a change there were loads of PA surveys when I got home , I have done 10. It will be a fluke, I won’t get anymore for months now . I am 362 points of you gov payout.

    Enjoy your evening.

    I'm so jealous of your 10 PA surveys Cumbria :T you hit the mother lode :j.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 96,485 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I think the you Gov surveys are really drying up :(
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • I agree, I thought it was just me. I seem to only get about two a month, and one of those is the prize draw one :mad:.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Sun_Addict
    Sun_Addict Posts: 24,334 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done with the grocery shop and the steps :)
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Thanks SA :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Seasidegal58
    Seasidegal58 Posts: 6,137 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Very busy day then HH.

    For a change there were loads of PA surveys when I got home , I have done 10. It will be a fluke, I won’t get anymore for months now . I am 362 points of you gov payout.

    Enjoy your evening.


    I’m so envious Cumbria! I’ve had a couple of PAs in the last few days - most I cant use on the tablet and on the last I had to have a twitter account - I don’t tweet!:(

    Your stepping is going gangbusters Hairy - I like the tooth hopping!:)
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
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