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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    I know, I've got to be disciplined and stick to my list Wannabe :o.

    I have a Fitbit Charge 2. It's the first one I've had but I love it :D. I like the fact that it tells me the time as I don't have a watch. My favourite features are the step counter, the stairs counter and the fact that I can track how well I sleep. DH got it from Argos.

    Thank you there's so many to choose from :rotfl: x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • Don’t think I’m compatible with any sign , the one I would like to be compatible with is a Pisces , I am a Sagittarius.

    You have been lucky to see the sun today , it’s been plain cloudy here all day.

    Hope you stay in budget with the shopping Hairy. Cleaning windows is my most hated job and I only have four ! Luckily we have a window cleaner for the outside.

    I don't really like cleaning windows but felt so embarassed at the grime. It's done now anyway and it will be ages before it needs doing again :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • jwil
    jwil Posts: 21,975 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    We watched John Wick in the end, DS2's choice, (although only DS3 hadn't already seen it) but they seemed to enjoy it :).

    Keanu *swoon* :smileyhea

    Your step count puts me to shame. I must try and improve. I'm thinking about a fit bit too, but I've been so spendy recently I can't justify it.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil wrote: »
    Keanu *swoon* :smileyhea

    Your step count puts me to shame. I must try and improve. I'm thinking about a fit bit too, but I've been so spendy recently I can't justify it.

    Keanu is gorgeous, drool :D.

    I love my Fitbit, it 's money well spent for me because I wear it all day every day. I wouldn't have bought myself one, mind you, because they are expensive. Maybe for your next birthday? Or use survey money to treat yourself?

    DH and I have decided to use our survey money to buy ourselves clothes, unless we're really strapped for cash. I love buying clothes :o.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Well I've had a slightly dull day :o. Sat in front of the computer most of the day and not left the house, mind you it's been raining all day so may be just as well :(.

    But I did a PA survey and two YG surveys and I put a wash on :T.

    I also wrote a letter to my niece to explain why we couldn't come to her wedding in Scotland :(. My parents reckon it will cost them £1000 to go and there's only two of them :eek:. I hope she isn't too offended :o. It's not near an airport so it's a 12 hour drive, which mean mean a stopover, or fly and hire a car. Either option is not cheap when there's five of us :(.

    DH collected a prescription for DS1 and posted my letter (second class of course :money:).

    Apart from that we just worked.

    I hope everyone has had a good Monday :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    I have the Fitbit one it just clips onto my bra strap I honestly forget that it's there...........I won mine at my weight watchers meeting thankfully xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • I wear my Fitbit like a watch. It does encourage me to move around more :D.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Sun_Addict
    Sun_Addict Posts: 24,065 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I've got the Charge 2 and bought a gold leather strap from Amazon so it looks just like a watch now. I use it as a silent alarm to wake me up in the morning too.

    Good luck with your grocery budget, I'm trying hard to cut mine down too.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Thanks SA I need all the help I can get with the grocery budget :o.

    Can anyone recommend a good place to sell a suede jacket by the way? I've got one that I've had for about ten years and only worn it once, so I'd like to sell it. Would ebay be best or Facebook Marketplace for selling it? and how much should I ask?
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • I did my daily walk today so that's 5,503 steps, 21 floors and 29 active minutes so far :j.:j:j It always does wonders for my mood and how well I sleep too. The park was lovely this morning with the sun making rainbows in the puddles :).

    Today I'll be sat in the office in front of a computer all day again, but it's a bit gloomy and showery again so maybe it's just as well :o.

    Just boring work today. DH has to drop DS1 at the doctor and will get milk on the way back, so it will be a low spend day rather than a NSD.

    At least working keeps me away from the shops :o.

    Have a good Tuesday everyone :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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