We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Options
Comments
-
redofromstart wrote: »Hope you all had a good evening?
Enjoy your Saturday outing. I've just been out to food the birds and its actually quite nice and bright out.
Ditto!:T
Have just been and fed some of our feathered visitors too although I'm a bit late today. OH buys big sacks of wild bird food but I add to it with stored apples from some of the apple trees and household bits and bobs. We usually see a pheasant or 2 in the garden (we're surrounded by open farmland and little copses) but this morning there were 2 males and 5 females all hoping for food:eek:. Would be cheaper to keep a whole menagerie of pets than feed all the birds that visit us. I don't really begrudge the money though, they give is lots of joy and entertainment.
I hope you enjoy your Saturday outing, HH, and that you and all other visitors to this diary have a good weekend:beer:0 -
WannabeFree wrote: »Have a lovely evening xHave a good nightmummytogirls wrote: »Enjoy your movie HHOD, hope DS enjoys his birthday.
Yay to all the steps xx
Thanks all, I think he enjoyed his birthdayFinally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
redofromstart wrote: »Hope you all had a good evening?
You do keep on inspiring me to actually put my fitbit on, and make sure I move more.
Enjoy your Saturday outing. I've just been out to food the birds and its actually quite nice and bright out.
I've done 13,268 steps so far today :T. Glad I'm encouraging you to do more steps.
carbootcrazy wrote: »Ditto!:T
Have just been and fed some of our feathered visitors too although I'm a bit late today. OH buys big sacks of wild bird food but I add to it with stored apples from some of the apple trees and household bits and bobs. We usually see a pheasant or 2 in the garden (we're surrounded by open farmland and little copses) but this morning there were 2 males and 5 females all hoping for food:eek:. Would be cheaper to keep a whole menagerie of pets than feed all the birds that visit us. I don't really begrudge the money though, they give is lots of joy and entertainment.
I hope you enjoy your Saturday outing, HH, and that you and all other visitors to this diary have a good weekend:beer:
Your feathered friends sound lovely Carboot. I enoyed my Saturday jaunt.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
I hope everyone is enjoying Saturday
.
I weighed myself this morning and I've put on 2lb :mad::mad::mad::eek:. I've been trying to wean myself off fat and sugar, but I've obviously still been having too many calorie, and Chinese takeaway and birthday cake don't help.
So I need to diet properly which means a food diary. I'll write down everything I eat with an estimate of the calories and that will keep me on the straight and narrow.
Today I've had/will have:
Breakfast - porridge
Lunch - cheese sandwich and satsuma
Snack - banana
Drinks - skinny latte + cider
Dinner - pasta bake
I've already done 13,268 steps today, so jf I stick to my meal plan it will be a good day.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
I enjoyed my Saturday jaunt and didn't spend too much. I dropped off a rucksack and a carrier bag full of clutter at the charity shop :T.
I spent £2.20 on the bus, £2.65 on a latte, £2.20 on a mug in the sale (reduced from £7 :T) and £14 on food in Mr T.
The food was over budget but DH wanted crisps and DS1 wanted chocolate, plus I got reduced price Actimel to save money next week on my big shop. Other than that it was just bread, fruit, milk and cheese. I need to avoid any more top up shops apart from todays.
I thought I'd got all the food we could possibly need, but on the bus home I got a text from DS3 saying "Did you get the chicken nuggets?" I hadn't of course:mad: :eek:.
When I got home I cleaned out the furry moron, emptied all the bins, washed and dried two loads of towels, and sorted out some more stuff for the charity shop :j.
I think I'll deserve my cider tonight :beer:. Have a great Saturday everyone.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
How was today? Did you have your usual morning saunter? xSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x0 -
Just caught up with your diary HH, it doesn't half move fast! Glad DS had a good birthday, another one here with January birthdays in the family.
Enjoy your cider xxI get knocked down but I get up again (Chumbawamba, Tubthumping)0 -
How was today? Did you have your usual morning saunter? x
I did and it was great fun despite the rain. Costalot was practically desertedSun_Addict wrote: »Just caught up with your diary HH, it doesn't half move fast! Glad DS had a good birthday, another one here with January birthdays in the family.
Enjoy your cider xx
Thanks SA. What is it with these January birthdays:mad:Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Just arrivied late behind SA!
I wouldn’t worry too much about the weight gain. I’m sure things will adjust themselves next weigh-in.
Glad DS2 enjoyed his birthday. What film did you all watch in the end?
Re January birthdays my only input is that the ex-hubby and two ex-partners were all born in January! If there ever is a next time I’m checking for birth months and going for someone born in the other eleven months!:rotfl:Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”0 -
Obviously Capricorns don't work for you SSG :rotfl:.
We watched John Wick in the end, DS2's choice, (although only DS3 hadn't already seen it) but they seemed to enjoy it.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599.2K Mortgages, Homes & Bills
- 177K Life & Family
- 257.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards