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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • Have a lovely pottering and relaxing day HHOD. What is this talk of sun? All we have is cloud!

    Boooo to the gain, if I have naughty food before weigh in I always put on or STS if I've been extremely good. Try upping your water/squash in take as that will help too xx
    Mummytogirls x

  • Enjoy your Sunday Hairy and have a relaxing afternoon. Sun finally shown its face here as well after a very dark start.
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • parsniphead
    parsniphead Posts: 2,897 Forumite
    Part of the Furniture 1,000 Posts
    I don't really know anything about star signs except in a Scorpio and extremely sexy apparently :rotfl::rotfl:
    1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%

    [STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
    TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.
  • Have a lovely day xx
    Have a lovely pottering and relaxing day HHOD. What is this talk of sun? All we have is cloud!

    :mad: to cloud.

    Boooo to the gain, if I have naughty food before weigh in I always put on or STS if I've been extremely good. Try upping your water/squash in take as that will help too xx

    Yes I should try and drink more water, sigh, I hate the stuff :mad:.
    Enjoy your Sunday Hairy and have a relaxing afternoon. Sun finally shown its face here as well after a very dark start.

    Thanks :). We had rain yesterday so the sun makes a nice change :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 14 January 2018 at 1:24PM
    I don't really know anything about star signs except in a Scorpio and extremely sexy apparently :rotfl::rotfl:

    :rotfl::rotfl:

    This is what I'm supposed to be like! I don't think it sounds like me at all and I should be married to a Libra not a Cancer :rotfl:. I am energetic and I can be impatient, but I don't think I'm vain or egoistic :eek:.

    - Aries Traits: Enterprising, Incisive, Spontaneous, Daring, Active, Courageous and Energetic, the Aries are the proverbial infants, guileless and optimistic to the fault. However, they also are impatient, impetuous, vain, proud and egoistic -
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Well the windows are washed :T. I got the cobwebs off with a broom, then used a floor mop and a bucket of soapy water, followed by a squeegy and some dry cloths. It looks a lot cleaner and brighter :T.

    Now I need to rest for a bit before I put a wash on and clean the bath and sink.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 14 January 2018 at 5:25PM
    I've been planning my food shop for Wednesday to try and make sure I don't overspend. I've checked what we have plenty of and what we're running out of, gone through old receipts, made a list and priced it up on the Mr T website.

    So far it comes to £66.45 which is much less than I normally spend :T. What have I forgotten? :huh: Well if I can stick to my list it will be a good underspend because my normal target is £74 and I've been going well over that for the past few weeks :T.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Lists are the way forward ;) As long as extras don't sneak in :rotfl:

    What fitbit do you have HH? I'm going to buy one but I'm so confused :o x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • I know, I've got to be disciplined and stick to my list Wannabe :o.

    I have a Fitbit Charge 2. It's the first one I've had but I love it :D. I like the fact that it tells me the time as I don't have a watch. My favourite features are the step counter, the stairs counter and the fact that I can track how well I sleep. DH got it from Argos.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • System
    System Posts: 178,351 Community Admin
    10,000 Posts Photogenic Name Dropper
    Don’t think I’m compatible with any sign , the one I would like to be compatible with is a Pisces , I am a Sagittarius.

    You have been lucky to see the sun today , it’s been plain cloudy here all day.

    Hope you stay in budget with the shopping Hairy. Cleaning windows is my most hated job and I only have four ! Luckily we have a window cleaner for the outside.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
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