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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • Sun_Addict
    Sun_Addict Posts: 24,089 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    At least you’ve been using your time productively. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Good news on the assignment completed. Always best to get the dull ones out of the way.

    Sitting out in the garden even in the winter can be pleasant with a blanket and a cup of tea  :)

    You will soon be free to roam...just realised that makes you sound like a battery chicken instead of free range  ;)
    I feel like a battery chicken 😂🤣. Thanks DIA.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 15 January 2022 at 11:05PM
    milann said:
    Well done at getting the assignments done. The other assignments might actually be easier once you’ve worked with the younger age range a bit longer. So don’t be too eager to rush ahead 👍
    You’re over half way through now though - make the most of your last few days. 😂😂I was thinking about how you used to sort the voids out…..are they in your bedroom? You could admire your handiwork if they are 😂😂
    Thanks Milann 😊. More experience would help, but I'm drawing on my experience with the 4-5 years olds at school if I lack examples with the 3-4 year olds. My tutor said use whichever setting is relevant for examples.

    The voids are in here but I'm not sure I can face them 😳.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Great to hear about an assignment done & dusted. Silver linings & all that !!
    Not long to go either
    Whilst Martin Luther King's 'Free at last' speech' might seem a bit OTT, you will have a newfound appreciation of the ability to make choices,
    Well done to the family too for keeping things ticking over. I bet you anything you'll find some things in the wrong place - be kind to them, if so !
    Thanks Elizabeth ☺. I will be glad to be free but I won't make a speech 😂. I'm sure everything will be in the wrong places but I'll just quietly rearrange. They have done a good job.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 15 January 2022 at 11:06PM
    At least you’ve been using your time productively. 
    Thanks SA 😊. I've been trying to.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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