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Finally Debt Free After 34 Years, But Still Need to Live Frugally
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Glad you enjoyed some fresh air
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720253 -
And an awful lot of heads, shoulders, knees and toes 😂😂milann said:😂😂😂I’ve done my fair share of marching to Grand Old Duke of York at work 😂😂😂Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS4 -
Thanks Beanie 😊beanielou said:Glad that you got outsideFinally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS2 -
Thanks DIA 😊doingitanyway said:Glad you enjoyed some fresh airFinally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS2 -
Day 5 of isolation is nearly over. I finished my eighth assignment and uploaded it, which took 3.5 hours. I've only got six to go so I'm over halfway now and a very dull topic has been covered 😇.
Then I had a brief coffee in the garden ☕, but it was late afternoon by then so not quite as pleasant as yesterday. Still nice to get some fresh air though. Since then I've read my book, spoken to my sister on the phone and browsed the internet.
It doesn't feel like a weekend because I'm not doing normal weekend activities. It's been dry and sunny all day but it's chucking it down with rain now.
DH and the DSs are all virus free 🎉 so hopefully they'll continue to be.
Well I have nothing else to report. I hope everyone has had an enjoyable Saturday so far 😊.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS8 -
Well done on your assignment. At least that is one thing finished for you. Getting some fresh air would be nice too if the weather was a bit better.
Glad everyone else has avoided it so far. 🤞🏻 They continue to xSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x4 -
Good that you got your assignment done.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
It must be getting very dreary for you, @HairyHandofDartmoor, but I think you have been wise to get some of your assignments out of the way. Not long to go before you can go back to work & your usual activities. Hang on in there.
F x2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 6.5kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)5 -
Thanks WillowWillowtree222 said:Well done on your assignment. At least that is one thing finished for you. Getting some fresh air would be nice too if the weather was a bit better.
Glad everyone else has avoided it so far. 🤞🏻 They continue to x
Thanks Beaniebeanielou said:Good that you got your assignment done.
Thanks Foxglovesfoxgloves said:It must be getting very dreary for you, @HairyHandofDartmoor, but I think you have been wise to get some of your assignments out of the way. Not long to go before you can go back to work & your usual activities. Hang on in there.
F x.
I'm trying to make good use of my time. I wish I could have got more assignments done while isolating, but my tutor was unavailable this week so I couldn't ask her to send me any more. I've done this assignment early anyway as the others on my course won't be given it until next week.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS6 -
Good news on the assignment completed. Always best to get the dull ones out of the way.
Sitting out in the garden even in the winter can be pleasant with a blanket and a cup of tea
You will soon be free to roam...just realised that makes you sound like a battery chicken instead of free range
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720254
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