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Finally Debt Free After 34 Years, But Still Need to Live Frugally
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Glad you have managed some time in the garden.
You sound like you have put a lovely structure in place today and well done on making lots of progress on your assignment.Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family4 -
elizabethhull said:HairyHandofDartmoor said:Thanks Elizabeth 😊. Being trapped in one room is grim and I'm only on day four! But I'm planning on having coffee in the garden every day from now on (unless it's raining) because I really enjoyed the change of scene.
How long did you have to isolate for back in 2020? I bet it was 14 days not 7 days 😳.
I've walked up and down the attic stairs six times, and now my legs are hurting but I'm still bored and restless 🤦♀️.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS7 -
Well done for getting outside HH - not surprised it lifted your mood!
🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her4 -
Are there any exercise routines you could follow on line. I’m presuming you have t’internet access in your room unless you are writing your assignments by hand…
Well done on getting outside…..it’s been a lovely day here. Your house will seem so big next week when you get to use it again 👍January spends - £587.586 -
Glad that you've managed to get out and about! Shame you can't go back to work earlier. Remember to take your day 5 and 6 tests first thing in the morning so you can leave isolation early in the day and not have to hang around for hours."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5
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Can highly recommend Get Fit with Rick on You Tube for walking workouts if you feel you need to do some steps. Super easy to follow and good fun too 👍I get knocked down but I get up again (Chumbawamba, Tubthumping)6
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milann said:Are there any exercise routines you could follow on line. I’m presuming you have t’internet access in your room unless you are writing your assignments by hand…
Well done on getting outside…..it’s been a lovely day here. Your house will seem so big next week when you get to use it again 👍My grandchildren like to march to The Grand Old Duke of York but thnk we will ditch that one now
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EssexHebridean said:Well done for getting outside HH - not surprised it lifted your mood!milann said:Are there any exercise routines you could follow on line. I’m presuming you have t’internet access in your room unless you are writing your assignments by hand…
Well done on getting outside…..it’s been a lovely day here. Your house will seem so big next week when you get to use it again 👍
I'm borrowing DH's laptop so I do have the internet.jwil said:Glad that you've managed to get out and about! Shame you can't go back to work earlier. Remember to take your day 5 and 6 tests first thing in the morning so you can leave isolation early in the day and not have to hang around for hours.. That's a good tip. Although knowing my luck I'll still be positive 😣!
Sun_Addict said:Can highly recommend Get Fit with Rick on You Tube for walking workouts if you feel you need to do some steps. Super easy to follow and good fun too 👍. I'll look for Rick and try it out. I need to keep fit for going back to work.
Paspatur said:milann said:Are there any exercise routines you could follow on line. I’m presuming you have t’internet access in your room unless you are writing your assignments by hand…
Well done on getting outside…..it’s been a lovely day here. Your house will seem so big next week when you get to use it again 👍My grandchildren like to march to The Grand Old Duke of York but thnk we will ditch that one now
. Marching to The Grand Old Duke of York would remind me of work 😂.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS5 -
😂😂😂I’ve done my fair share of marching to Grand Old Duke of York at work 😂😂😂January spends - £587.585
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Glad that you got outsideI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5
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