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Finally Debt Free After 34 Years, But Still Need to Live Frugally
Comments
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BalanceBy50 said:So pleased and happy for you @HairyHandofDartmoor! Congratulations and I am sure you will smash it xxpennywisepoundstupid said:Congratulations on the new job, i'm sure you will settle in really quickly and enjoy it . xxFinally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS4 -
Chrystal said:It's really made my day to read your post Hairy (dancing emojis here!)
After a fraught year you will now be able to start getting your life back the way you want it to be, and I couldn't be happier for you.
I'm sure you'll be fantastic working with the little ones, and they are so loving and so funny that hopefully the pleasure will outweigh the (few) tantrums.)
Great that OH has started to lose some weight. I'm sure it will help with his health, but probably also with his motivation and self esteem. Life can be extremely difficult and tiring when carrying a lot of weight.
Lovely that all your boys are at home with you, and that DS3 has the job he wanted. It must make you happy having them all there. Sending loads of (((hugs))) XXXteafor2 said:Hi HHDIt's lovely to hear from you and the news about the job is fantastic, especially after you've put so much hard work into becoming qualified. Glad to hear OH is moving in the right direction with his health and that the boys are all doing well and pitching in to help out financially.
I've not been on hear for a while, but loved reading your diary so shall make more of an effort to pop on - no pressure mind lol.
Wishing you and all the family the very best for 2022. xxSeasidegal58 said:A bit late to the party but I'm glad to see you back posting and congratulations on your new job!👍🥳. Good news on hubby's weight too!Happy New Year to you and your family Hairy and I hope 2022 proves to be all that you wish for. xFinally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS5 -
Sunshine_girl2 said:It's lovely to see you back posting , you were missed . Many congratulations in securing a job that you love. I am sure you will settle in before long. Great news on DH losing 2 stone, you can definitely tell . Glad you had a lovely Christmas. Enjoy the rest of the holidays .jwil said:Happy New Year
Happy new year Jwil ☺ .milann said:Hope 2022 is a good one for you all 🎉👍Fidelia said:Not sure when you start your new job, Hairy, maybe you've been back a few days already. Just wanted to say I hope everything goes/went well and that you are very happy and fulfilled there.
Take care xFinally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS4 -
I did my first day in my new job yesterday but without the children. We were tidying up and organising resources, etc. It gave me a chance to get to know the staff and they seem very nice.
Today was my first day with the children and I had a lovely day playing with duplo and sand 😂. There was the odd tantrum and tears, but that used to happen at school too so it's something I'm used to dealing with . When it was time for some of the children to go home a couple of the others decided they wanted to leave too 🤔 so they had to be quickly distracted 😂. I've started to get to know some of the children and the daily routine. Judging by today I'm going to enjoy working there ☺. I'm feeling tired in the evenings and my feet are a bit sore but hopefully I'll get used to it and feel less tired eventually.
I hope everyone else has had a good day today.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS15 -
I’m so pleased it went well for you today 👍January spends - £587.585
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Great that you’re loving it so far. XSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x5 -
HairyHandofDartmoor said:I did my first day in my new job yesterday but without the children.
I'm glad you enjoyed your first day WITH children - there will be the odd sticky day (possibly literally!), as there is with all jobs, but it sounds like a good start. and hopefully a pleasant working environment. I expect the feeling tired will gradually lessen as you get used to what's expected of you.
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Glad today went well"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4
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Glad that today went wellI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
So pleased it is going well for you xx4
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