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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • doingitanyway
    doingitanyway Posts: 10,022 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Hurrah, you are back.
    Good to know you have a new job.
    Congratulations to your OH on his weightless and improvements with his health (not easy to do)
    Glad you had a lovely Christmas.

    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Thanks DIA :). I feel guilty for being absent so long and hopefully I can post more freqently now I feel more cheerful.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Thanks 24ta :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • It's so good to hear from you, HH, and especially that you have a new job.Congratulations Emoji Stock Illustrations  146 Congratulations Emoji Stock  Illustrations Vectors amp Clipart - Dreamstime Hopefully it's not too far away.
    It'll be a bit scary at first, as new jobs tend to be, but I'm sure you'll soon settle in and get to know both staff and children.

    Also good to hear you can continue with your course. They must be accustomed to people's circumstances changing part-way through.

    We went to my elder daughter for Xmas - we were determined to go come hell or high water !!! The 7yr old grandson proved himself ready to take on several new games -we do like playing games.
  • Sun_Addict
    Sun_Addict Posts: 24,102 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thank goodness you’re all ok. Congratulations on the new job 🥳 Well done to DH for the weight loss. Sorry to hear it’s been tough for you recently but things are finally looking up for the new year.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Parkyp
    Parkyp Posts: 883 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    Hi,
    New Year new start for you, well done on your new job and your dh weight loss great achievement. 

    You obviously have a love for children so I’m sure you will settle in your new job without any problems. 

    Take care 
  • foxgloves
    foxgloves Posts: 12,615 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Sooooo pleased to hear about the new job, HHoD. You're right that the financial security of 30 hrs a week is exactly what you need for some stability. Best wishes for your start date & well done.
    F x
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 6.8kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
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