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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • jwil
    jwil Posts: 22,015 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy New Year :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Fidelia
    Fidelia Posts: 321 Forumite
    100 Posts First Anniversary Name Dropper
    Not sure when you start your new job, Hairy, maybe you've been back a few days already.  Just wanted to say I hope everything goes/went well and that you are very happy and fulfilled there.

    Take care x
    New Challenge:  Tilly Tidy as much as possible in 2022.  Running total to 26 Feb: £183.77

    Tilly Tidy to £1200+ by 31/12/2021 Challenge.   
    Final 2021 total: £1313.37 /£1200+     Average £109.45/month 
    J£74.95/F£92.17/M£99.42/A£98.20/M£116.30/J£129.68/J£93.37/A£140.25/S£128.10/O£119.57/N£106.20/D:£115.16
  • sashybo said:
    Oh well done on your new job HH, I always think nursery/pre-school staff are very brave! It must be a very rewarding job though and 3-4 year olds are a nice age when they chatter away about random things. 😂 My DS is 4 and some of the stuff he comes out with, I dread to think what he tells the ladies at nursery! 🤦‍♀️ 
    Thanks Sashybo ☺. They are funny at that age 😂.

    Welcome back Hairy and I must say congrats on your new job, hearing this news has made my day 🎉🎉🎉you really deserve it after all your hard work and I hope you enjoy it.  Also good news about Mr Hairy losing some weight and your sons job too, it so good to read some good news 😊
    Thanks OBL  ☺. I'm very pleased I've got a job quicker than I thought I might.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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