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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • Seasidegal58
    Seasidegal58 Posts: 6,019 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Your garden sounds really lovely Hairy - You and OH have really made it so peaceful and relaxing and now you have all the spring and summer months to enjoy it at its best. 🌷
    I was also pleased to read that you managed to do all that you wanted to do on your holiday break. Doesn't get much better than that. 😀
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • jwil said:
    Sounds like you've had a lovely fortnight and achieved loads.  Mr T sell a bag of suet pellets for the birds and it's £1 a bag.  We've put that in one of our feeders and the birds are loving it!  We can't keep up with it.  Our feeders with seeds in don't get used a lot otherwise.

    Great result on the washing machine and dryer!
    Thanks Jwil :)  
    beanielou said:
    Glad that you have enjoyed your break  :)

    Thanks Beanie :)   
    Sounds like you’ve made the most of your time off. I love how you’re enjoying your garden now. 
    Thanks SA :)   
    milann said:
    It sounds as if you’ve had a lovely half term. Enjoy being back at work now 👍
    Thanks Milann :)   
    Fidelia said:
    Sounds like the ideal combination of work and play, HH.  I agree, your DH needed some R&R time, it must be very hard for him working from home and seeing so little of the outside world and other people (in pre-Covid days anyway).

    DH buys fat balls for the birds.  They go in hanging cages on the trees and the birds absolutely love them.  He's forever replenishing them.  I think he gets them from Wilko among other suppliers and they are pretty reasonably priced for a big plastic 'bucket' full.

    A man on our local street market sells huge bags of apples labelled 'for birds' at a giveaway price because they're a bit bruised and he couldn't sell them otherwise.  DH buys these for the blackbirds, a couple of blackbirds can demolish a whole apple in no time!  I threw 3 out onto the back lawn after tea last night but I think all the blackbirds had already gone to roost by then.  The outside security light came on about 9 and there were the 2 badgers that I'd seen before eating the apples.  That'll teach me not to put anything out in the evening although I like the idea of the badgers visiting us regularly.  I read that badgers like catfood and I've got a couple of tins of supermarket own brand that my fussy cats won't eat so I'll put that out tonight instead of any apples and see if it disappears by morning.  I don't want to attract any feral cats though or , even worse,rats.  I haven't seen any rats about but I saw on TV that they've gone rampant during lockdown!
    Thanks Fidelia :). We'll have to see what gets eaten and what doesn't. I hope your cat food attracts badgers.
    Great to hear you had such a lovely Easter catching up with the family during your lovely walks , great photos . 

    The garden is looking lovely and a tranquil place to enjoy your coffee with DH. I am sure you will miss DS3 but am sure he will be back before you know it. 

    Have a lovely weekend after your first week back at school.
    Thanks Sunshine :)   
    Your garden sounds really lovely Hairy - You and OH have really made it so peaceful and relaxing and now you have all the spring and summer months to enjoy it at its best. 🌷
    I was also pleased to read that you managed to do all that you wanted to do on your holiday break. Doesn't get much better than that. 😀
    Thanks SSG :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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