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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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Comments

  • milann said:
    Hopefully the plumber has gone home and ds has had his shower 👍 and the bill wasn’t expensive. Dh phoned our plumber and he suggested we try various things - all of which we’ve already tried. He suggested going on line and researching pairing the boiler with the thermostat.....but we can’t do it yet because it’s working now 😡 Plumber said if we don’t have any joy to get back to him.....
    Thanks Milann :)
    Nicnak said:
    Hopefully it wasn't as expensive as you thought and it will be fixed for a long time now. x
    Thanks Nicnak :)
    I hope the plumber cost you less than £300. I had a service when I left the old house and it cost me £94 and he didn't even flush the system through...

    I love that you and OH are able to have coffees in the garden now. Must be nice :)
    Thanks DIA :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • jwil
    jwil Posts: 22,044 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad you are having a lovely holiday :)  I'm with you on there being too many people 😆
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Willowtree222
    Willowtree222 Posts: 8,222 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Your Friday reminded me of it being like your old Saturday saunter and made me smile. 

    Hopefully the bug box will be up today and you are able to enjoy a nice coffee in the garden x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Sun_Addict
    Sun_Addict Posts: 24,113 Forumite
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    I find appliances tend to break down in threes. Also agree there’s too many people about. I suppose it’s lack of places to go at the moment, hopefully they’ll disperse a bit when things start opening up again. 

    I’m glad you’re getting so much pleasure from your garden 🪴 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • milann
    milann Posts: 11,410 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Your garden sounds lovely. I’ve bought some bedding plants but they are currently on my floor in front of the patio windows as it’s too cold to do anything with them outside yet.
    January spends - £587.58
  • I agree about the triple breakdowns - well it often seems that way. Hopefully now you've had your 3 malfunctions, that will be it for ages. Fingers crossed !

    When we had our second vaccine on Wed, it was lovely to see people, to exchange comments, to feel part of humanity again. After approx. a fortnight, I plan to go the dentist & DH wants to get his eyes checked.
  • Onebrokelady
    Onebrokelady Posts: 7,805 Forumite
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    Fidelia said:
    Sorry that your oven is playing up after all the other malfunctions you've had to put up with this past week.  I may be mixing you up with someone on another diary but didn't you have  a replacement oven quite recently or maybe it was your DH who managed to fix it without having to fork out for a new one or a repair man.  I seem to recall reading something about ovens/hobs anyway but might have got it all wrong (as usual!).

    Your garden is sounding a lovely peaceful haven now, HH.  Well done to you for on getting your sleeves rolled up and putting the effort in.  I expect the fact that your fence has given you a lot more privacy is a major factor in your enjoyment of your own space.  Living so isolated has lots of drawbacks but having no near neighbours was top of our 'must have' list when we were looking to buy our house.  We've never regretted it, although the house is a money pit and we've spent what seems like the majority of the 35 years we've been here living on a building site!

    I hope your boiler repair isn't too eye-wateringly expensive.  DH can fix most things (after a fashion but often after a lot of nagging from me to get on with it!) but you have to be pretty self-reliant when sources of help are pretty distant and often costly.  One thing we've never stinted on though is having the boiler serviced every year.  Money well spent as it's served us well for about 30 years and apart from a replacement pump a couple of years ago has never let us down.  I'm sure it isn't as efficient as modern ones though and we keep talking about replacing it but there are more crucial things to address first.  Being an oil-burning boiler I don't think it burns as cleanly as gas and the service man usually has to replace a sooted-up 'nozzle' each time but it's a cheap item so we don't mind.
    If your boiler is still working well for you I would hang onto to it until it's dying days, the one I  with this house was the original boiler that was put in when the house was built,it was huge and was housed on the floor in a large cupboard. Eventually it became too old to repair so i had to have a new one and it's rubbish, it works ok on the summer but packs up in really cold weather and I have to run the hot tap for ages before I get any hot water, these new boilers are really not made like the old ones 
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,510 Owed = £11,120
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