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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • Fidelia
    Fidelia Posts: 321 Forumite
    100 Posts First Anniversary Name Dropper
    I hope all's well with you and yours, HH, as it's ages since you posted.  I was wondering if it's this weekend that you're taking DS back to Uni.  If so, wishing you all a safe and hassle free journey.
    New Challenge:  Tilly Tidy as much as possible in 2022.  Running total to 26 Feb: £183.77

    Tilly Tidy to £1200+ by 31/12/2021 Challenge.   
    Final 2021 total: £1313.37 /£1200+     Average £109.45/month 
    J£74.95/F£92.17/M£99.42/A£98.20/M£116.30/J£129.68/J£93.37/A£140.25/S£128.10/O£119.57/N£106.20/D:£115.16
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Fidelia said:
    Did you mention that this is DS's final year at Uni, HH?  Is the annual Uni calendar arranged differently from 'our' day (mine a good many years before yours)?  If he's in his final year and already handing in his dissertation I assume he'll be graduating this summer.  Does he plan to obtain permanent work elsewhere or will there be plenty of openings in his line of work in Devon?

    I envy you your walk by the sea.  It  sounds lovely as does your time spent relaxing in your garden afterwards.  DH and I planned to go for a good walk up Scafell today.  Not the whole way this time as DH has problems with a tendon in his lower leg and walking downhill is really painful for him at the moment. I was really looking forward to it before the weather gets too hot and masses of tourists descend on our area but DH suddenly remembered last night that he'd got an appointment booked at the tip for early tomorrow and he hadn't managed to get everything collected together.  We have to book an appointment slot at our tip or they won't let anyone in. We booked ours over a week ago. Not as bad as the wait you're having for your haircut but bad enough as it was lovely just being able to drop in there anytime, even several times a day sometimes. He spent all day sorting rubbish and clearing one of the sheds so our walk was off.  Maybe we'd be better going midweek anyway, less chance of encountering  so many walkers that take over the place at weekends

    Have a good week at school  x
    Thanks Fidelia :). Yes it's DS3's final year. He's still got two more pieces of work to complete and then he's finished. His tenancy on his shared house doesn't run out until August, so he wants to stay in his uni town until then. He doesn't want to stay in Devon as he wants to live in a big city. He's decided that London is too expensive and mentioned Birmingham as a possibility, but I've tried to talk him out of that as it's so far away from family and have suggested Bristol as a good place to live and work. We'll see. 

    I think we can just utrn up at our tip. I hope you enjoyed your Scafell walk.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Fidelia said:
    I hope all's well with you and yours, HH, as it's ages since you posted.  I was wondering if it's this weekend that you're taking DS back to Uni.  If so, wishing you all a safe and hassle free journey.
    Thanks Fidelia. I'm fine, I've just been very busy and tired.

    I've just looked up Elly Griffith and realised I've read The Crossing Places, I might have to investigate the rest of them 😊
    The rest of the series is just as good if not better.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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