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Finally Debt Free After 34 Years, But Still Need to Live Frugally
Comments
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Hi HHD
So pleased that you've got some extra hours, especially for the run up to Christmas. Crikey, that was either a pretty big mistake to be told off by letter or your HT is very strict indeed no matter what age you are! xx
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Sunshine_girl2 said:Yay to extra hours and cash, a little less stress is always welcome . Enjoy a well earned rest I would say you are going to be very busy for the next couple of months.
.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS4 -
teafor2 said:Hi HHD
So pleased that you've got some extra hours, especially for the run up to Christmas. Crikey, that was either a pretty big mistake to be told off by letter or your HT is very strict indeed no matter what age you are! xx
. The teacher is very experienced too, but teachers can get a warning for forgetting to send the register back to the office 😱 so it can be quite strict .
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS8 -
Great news about the extra work. The extra hours will keep you out of mischief 😁I get knocked down but I get up again (Chumbawamba, Tubthumping)8
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Great news about the extra cover. I'd worry if summoned to the Ht's office too. XSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x7 -
Great news.So pleased for you.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.6 -
& I agree money worries can make you tired.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.6 -
The money worries can definitely make you stressed and tired - you’ll soon get into the swing of the extra hours. Good luck in the new class👍January spends - £587.587
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I'm so pleased you've got some extra hours. You are obviously very well regarded by the powers that be.👍. Agree with others that money woes can drag you down - the cash will be very welcome on the run up to Christmas. 💷Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”6 -
Sun_Addict said:Great news about the extra work. The extra hours will keep you out of mischief 😁beanielou said:Great news.So pleased for you.milann said:The money worries can definitely make you stressed and tired - you’ll soon get into the swing of the extra hours. Good luck in the new class👍Seasidegal58 said:I'm so pleased you've got some extra hours. You are obviously very well regarded by the powers that be.👍. Agree with others that money woes can drag you down - the cash will be very welcome on the run up to Christmas. 💷
. I did these exact same hours from January until lockdown on 20 March, so I know I can do it although I also know it will be tiring. Luckily this year my lunchtime class are very sweet and well behaved which makes lunchtimes less tiring, whereas last year a lot more shouting was required! The extra money will be very welcome and if DH can get some more work in maybe I can even save some of it to get our final wall fenced off.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS6
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