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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • I'm definitely doing three days a week of teaching assistant cover in addition to my lunchtime job, so that's good for the budget. 

    Today DH and I decided to postpone our walk by the sea as it's quite chilly and windy. Instead DH pulled down some of our trellis and sawed some more branches off our dead hedge and I swept it all up. I'm very excited because we've decided we are going to go ahead and get our back and short side fences put up along the top of the wall 😁. I have some insurance money set aside from our kitchen flood, so with me being offered the teaching assistant cover we've decided we can afford to spend the money on the fences.

    DH and I felt inspired to take a walk around our neighbourhood after that, taking photos of all the fences we saw and deciding which were good or bad. I have to say that we saw more bad fences than good ones and we decided that our new back gate is the nicest one out of all the back gates we saw on our walk 🙂. DS1 thinks we're bonkers 🤣.


    Great about the TA work. Good to have it confirmed as well.

    I would go and look at fences too- why not ? How lovely you feel you can afford them.

    It's cold and windy (and periodically rainy) here too. DH heard a loud crash outside over breakfast but failed to discover anything that could account for it - perhaps it was next-door !
    Thanks Elizabeth :). I wonder what the loud noise was? 
    jwil said:
    Great news about the fences :)
    Thanks Jwil :).
    Nicnak said:
    Hopefully you get the sea walk today.
    Amazing news about the fences and the TA cover. x
    Thanks Nicnak :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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