Finally Debt Free After 34 Years, But Still Need to Live Frugally
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You are doing everything possible to avoid C19. I think flasks are a good idea too.
Wishing you a relaxing evening.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.
Solicitor/survey savings 300/1700
Emergency fund 0/1000
Buffer fund 0/2005 -
Delichon said:At the risk of sounding like one of those past-it stars who keep on making 'farewell' performances I want to add one final thing.
If any of you do receive any communication from mods or whoever about a post you made that has been reported it definitely was NOT reported by me. I may not have liked the comments made to me and about me but I respect everyone's right to say what they think. A very kind and supportive fellow MSEer took up the cudgels on my behalf, totally unknown to me. She messaged me to say that she had reported some posts and although I am very touched by her support I wouldn't have taken that action myself.. I just need to set the record straight before I go. I would hate to leave on what people would think of as an even sourer note.Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,080.1 Owed = £11,549.96 -
Sunshine_girl2 said:I will make it simple for everyone so @Delichon, I won't post on any more diaries but my own.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.6 -
doingitanyway said:You are doing everything possible to avoid C19. I think flasks are a good idea too.
Wishing you a relaxing evening.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS4 -
Onebrokelady said:Sunshine_girl2 said:I will make it simple for everyone so @Delichon, I won't post on any more diaries but my own.doingitanyway said:Onebrokelady said:Sunshine_girl2 said:I will make it simple for everyone so @Delichon, I won't post on any more diaries but my own.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS4 -
doingitanyway said:Onebrokelady said:Sunshine_girl2 said:I will make it simple for everyone so @Delichon, I won't post on any more diaries but my own.Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,080.1 Owed = £11,549.95
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My tutor has marked my ninth and final assignment and I'm now 80% of the way through my course. I just need to have two short or one long telephone discussion and sort out something about the observation. I'm getting there .
I've been thinking about my future today and I'm going to start applying for jobs in the summer holidays as I'll have my Level 3 by then. I'll stay at this school doing my lunchtime job and doing any cover that may come up, but I'll start applying for jobs at other schools as and when they come up. I don't know how long it will take or how often suitable jobs may come up, but I'll just keep on applying until I hopefully get one. In the meantime I'll be building up my experience at my current school. That's my plan.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS7 -
You’re coming on in leaps and bounds now and getting closer to achieving your goal. Good to have a plan in place.Christmas Savings 2024 £252.38/£600 April NSD:2 April Surveys £4
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HairyHandofDartmoor said:My tutor has marked my ninth and final assignment and I'm now 80% of the way through my course. I just need to have two short or one long telephone discussion and sort out something about the observation. I'm getting there .
I've been thinking about my future today and I'm going to start applying for jobs in the summer holidays as I'll have my Level 3 by then. I'll stay at this school doing my lunchtime job and doing any cover that may come up, but I'll start applying for jobs at other schools as and when they come up. I don't know how long it will take or how often suitable jobs may come up, but I'll just keep on applying until I hopefully get one. In the meantime I'll be building up my experience at my current school. That's my plan.
As SA says, always good to have a plan, but with flexibility built in !
Such a shame there's been a flurry of awkwardness on your diary, HH. I can be a bit 'robust' myself, but have often deleted what I first wrote because on reflection it didn't seem to come over the way I meant it !
I have enjoyed Delichon's contributions very much, but this is not my diary, and I respect other's rights to their feelings and opinions.6 -
80% through already is fab.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.7
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